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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181003 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181003)

Convenient and flexible way to manage payments

I’ve had a really positive experience using PayPal Credit. It’s a quick and easy way to spread the cost of purchases, especially when shopping online, and the integration with PayPal makes checkout seamless. The ability to take advantage of promotional offers on larger purchases is particularly useful, and it gives a bit of flexibility when managing monthly finances. The account is easy to access, and keeping track of spending and payments is straightforward. Overall, it’s been a reliable and convenient option for me. As long as you stay on top of payments, it works really well and does exactly what you need it to do. Reviewed on: 26th April 2026

Pratical and quick and is widely accepted in a wide...

Pratical and quick and is widely accepted in a wide variety of transactions. Reviewed on: 26th April 2026

When you need to speak with someone there profession...

When you need to speak with someone there professionalism is second to none.,and if you have problem there understanding of your situation is brilliant. So all fantastic Reviewed on: 26th April 2026

Paypal credit. A good setvice.

Manageable, responsible credit limits, Notifications about how to manage credit.Alerts when your spending seems to be above what you have managed before. Reviewed on: 26th April 2026

Excellent

Excellent service and reliable., Reviewed on: 26th April 2026

I have had no problems with PayPal customer services.

I have had no problems with PayPal customer services. They are always polite and always very helpful. Reviewed on: 26th April 2026

FANTASTC AND EASY TO USlE

Always found PayPal easy to use and helps with spreading the cost over 3 or 4 payments Reviewed on: 26th April 2026

Great for Quick and Safe Money Transfers

PayPal is a reliable and easy-to-use platform for online payments. Transactions are fast, secure, and widely accepted worldwide. Customer service could be improved, but overall it’s a trusted choice. Reviewed on: 26th April 2026

Great five Star*****

Great Company, great team, and excellent customer service Reviewed on: 26th April 2026

Great way to have a small pot of money for essential...

Great way to have a small pot of money for essential purchases from a large part of the internet. And staff seem genuinely concerned and offer help if you miss a payment or are having trouble Reviewed on: 26th April 2026

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