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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181000 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181000)

Pay pal is extremely quick and helpful when purchasi...

Pay pal is extremely quick and helpful when purchasing items Reviewed on: 26th April 2026

Great PayPal

Great with customer support and their instalment system works like a charm for both their credit card and debit card system Reviewed on: 26th April 2026

eBay, PayPal, PayPal plus

Been using PayPal since early eBay days, now I use it mainly for PayPal credit and most recently now using PayPal credit card to get PayPal + points Reviewed on: 26th April 2026

No hassle fuss free shopping always.

No hassle fuss free shopping always. Reviewed on: 26th April 2026

Safe and easy to use

I’ve used Paypal for couple of years now. Safe and easy to use. Reviewed on: 26th April 2026

I use PayPal for credit purchases.

I use PayPal for credit purchases. They make 3 or 4 months free for purchases. Great value. Reviewed on: 26th April 2026

Easy transactions with clear guidance

Easy transactions with clear guidance Reviewed on: 26th April 2026

PayPal has always been an extremely pleasant to deal...

PayPal has always been an extremely pleasant to deal with. If any issues have occurred they've sorted them out swiftly and smoothly. Reviewed on: 26th April 2026

PayPal has saved me so much through times of need.

PayPal has saved me so much through times of need. Christmases, birthdays. Quick loans etc. aways quick approval and minimal stress. Couldn’t recommend more. Literally never had a problem and easy to pay the amounts I’m able to and comfortable with. Reviewed on: 26th April 2026

Flawless app, great options.

Flawless app, great options. Suits me perfectly. Reviewed on: 26th April 2026

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