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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180999 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180999)

Convenient, but with higher interest rates

PayPal Credit is easy and convenient to use, especially for online purchases. I like the option to pay in installments. However, the interest rates are higher compared to other similar services, which is important to keep in mind. Reviewed on: 26th April 2026

Good way to pay worldwide recognized.

Good way to pay worldwide recognized... brilliant Reviewed on: 26th April 2026

Great experience with Pay pal- they have helped me o...

Great experience with Pay pal- they have helped me out so many times and the rewards system is great Reviewed on: 26th April 2026

Easy to use with clear information

Easy to use with clear information Reviewed on: 26th April 2026

. Ulta convenient

Haven't used their customer service but everything thing else I'm pretty happy with. Reviewed on: 26th April 2026

Excellent service, great experience

Excellent service, great experience Reviewed on: 26th April 2026

PayPal is an incredible service offering great flexi...

PayPal is an incredible service offering great flexibility on credit but also seamless for rewards, and managing my spending. I'd definitely recommend it to others. Reviewed on: 26th April 2026

Safe with PayPal used it for years secure payment sy...

Safe with PayPal used it for years secure payment system Reviewed on: 26th April 2026

Great way to manage finances

Helps to manage finances to best effect month on month Reviewed on: 26th April 2026

Pay pal is extremely quick and helpful when purchasi...

Pay pal is extremely quick and helpful when purchasing items Reviewed on: 26th April 2026

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