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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180998 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180998)

very easy to use and very safe with handling money.

very easy to use and very safe with handling money. one of the best banking/money management apps on the market Reviewed on: 26th April 2026

Easy to use - no fees.

Easy to use - no fees. Great way to receive money and to make payments Reviewed on: 26th April 2026

Love my PayPal credit so convenient

Love my PayPal credit so convenient Reviewed on: 26th April 2026

PayPal can be addictive

I jad PayPal credit and i had a hard time not using it Reviewed on: 26th April 2026

Not had a bad experience with paypal

Not had a bad experience with paypal Reviewed on: 26th April 2026

I feel safe using PayPal.

I feel safe when I make a transaction using PayPal. Reviewed on: 26th April 2026

Friendly contact

Every time i have had to contact customer services I have been greated with polite and friendly staff my enquiries have been dealt with greatly Reviewed on: 26th April 2026

Best service;)Quick transactions,never had any issues;)

Best service;)Quick transactions,never had any issues;) Reviewed on: 26th April 2026

It’s always there when I need it

It’s always there when I need it Reviewed on: 26th April 2026

Convenient, but with higher interest rates

PayPal Credit is easy and convenient to use, especially for online purchases. I like the option to pay in installments. However, the interest rates are higher compared to other similar services, which is important to keep in mind. Reviewed on: 26th April 2026

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