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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180996 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180996)

I have been using PayPal for years and nothing but g...

I have been using PayPal for years and nothing but good things Reviewed on: 26th April 2026

PayPal is safe and useful, but not perfect.

PayPal is safe and useful, but not perfect. It’sconvenient and widely used, great as a secondary payment method. Not always ideal as your main financial hub. Reviewed on: 26th April 2026

Too easy to over spend which they profit from but go...

Too easy to over spend which they profit from but good if you need credit just pay it of early Reviewed on: 26th April 2026

PayPal credit helped me when I needed it so I’m grat...

PayPal credit helped me when I needed it so I’m grateful. Reviewed on: 26th April 2026

PayPal easy to use

PayPal is simple to use and easy to monitor Reviewed on: 26th April 2026

Smooth and safe

Always great and smooth transactions easy to navigate and I feel safe using Reviewed on: 26th April 2026

PayPal is good

PayPal is good but I think the way to speak to customer service needs improving Reviewed on: 26th April 2026

PayPal my payment pal

Very happy with the service provided, the interest free options and customers service have been a life saver. Thank you my PayPal :) Reviewed on: 26th April 2026

very easy to use and very safe with handling money.

very easy to use and very safe with handling money. one of the best banking/money management apps on the market Reviewed on: 26th April 2026

Easy to use - no fees.

Easy to use - no fees. Great way to receive money and to make payments Reviewed on: 26th April 2026

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