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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180995)

Great finance company

Always good experience. Never disappointed Reviewed on: 26th April 2026

Paypal trusted brand

I find PayPal and PayPal credit and PayPal pay it in 3 payments really easy to use and very safe Reviewed on: 26th April 2026

Easy, flexible and helpful

PayPal Credit is quick and easy to use. I love the flexibility it gives me to spread the cost of purchases interest-free. The application process was straightforward and I got an instant decision. It's helped me manage my budget and make larger purchases more affordable. Reviewed on: 26th April 2026

Reliable service taking stress/pressure off

Reliable service taking stress/pressure off Reviewed on: 26th April 2026

Fast convenient and easy to use for payments

Fast convenient and easy to use for payments Reviewed on: 26th April 2026

It’s handy with payment options.

It’s handy with payment options. Reviewed on: 26th April 2026

PayPal Review

Pay pal is a fast and easy payment tool and where any issues arise it's good to have the support provided when things rarely but can go wrong. Reviewed on: 26th April 2026

Easy to use, feels very secure whilst using it.

Easy to use, feels very secure whilst using it. Reviewed on: 26th April 2026

It’s been great so far!

It’s been great so far! Fantastic service. Reviewed on: 26th April 2026

I have been using PayPal for years and nothing but g...

I have been using PayPal for years and nothing but good things Reviewed on: 26th April 2026

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