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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180995)

It's great to use.

It's great to use. It help with payments over 4 months Reviewed on: 26th April 2026

Easy and safe way to pay

Always works well and makes paying for items so easy and offers peace of mind when paying online Reviewed on: 26th April 2026

Great service.

I have always had a positive experience using PayPal. The only criticism I would make is how slow it is taking money from your bank account. It can take days, which can be confusing as you're likely to think you have more than you do in the account. Apple Pay does it instantly. Reviewed on: 26th April 2026

Good experience but need to improve a bit more the a...

Good experience but need to improve a bit more the app , like been able to have more flexibility and more options Reviewed on: 26th April 2026

Sometimes it works but not always.

Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026

Simple and piece of mind when making purchases .

Simple and piece of mind when making purchases . Reviewed on: 26th April 2026

Best finance service !

've had a really good experience with PayPal Finance. The whole process is quick, simple, and very user-friendly. Applying for credit is straightforward, and decisions come through almost instantly, which is great when you need flexibility while shopping online. One of the best features is how seamlessly everything is integrated into your PayPal account. It makes tracking spending and managing repayments very easy and convenient. The option for interest-free periods is a big plus too, especially if you stay on top of payments. I also appreciate the flexibility it offers-it's a helpful way to spread the cost of purchases without the hassle of traditional credit applications. Overall, it's a reliable and convenient financing option that works really well for everyday use. Reviewed on: 26th April 2026

Went clothes shopping and was all making

Went clothes shopping and was all making Reviewed on: 26th April 2026

Easy and Convenient

So easy and convenient- What more could you ask for - I really like the way PayPal gives you time to pay and always advised you when your payment is due Reviewed on: 26th April 2026

PayPal is very simple and safe to use

PayPal is very simple and safe to use Reviewed on: 26th April 2026

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