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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181004)

Easy to use and good value.

Easy to use and good value. Good availability of access across different platforms. One new feature I would value is the sending of automatic notification by email/push when the end of a promotional rate is approaching. Reviewed on: 26th April 2026

My Go To method of Payment..

PayPal is quick, easy and secure with payment protection giving an added layer of security. I always pay with PayPal when available. Reviewed on: 26th April 2026

no fuss at all

Always ready to use with no fuss at all Reviewed on: 26th April 2026

Best for everything, cash guaranteed, very easy to u...

Best for everything, cash guaranteed, very easy to use , quick response for every transaction Reviewed on: 26th April 2026

Just great in overall, never faults

Just great in overall, never faults Reviewed on: 26th April 2026

Brilliant

Efficiency is the key and PayPal are always a good option when purchasing on online shopping sites and also when you are out and about, brilliant all round. My first choice when it comes to credit, very easy to negotiate the app so one happy customer here. Reviewed on: 26th April 2026

Easy acces and gain confidence and I will surely rec...

Easy acces and gain confidence and I will surely recommend to someone else to friends and family Reviewed on: 26th April 2026

PayPal is user friendly.

PayPal is user friendly. I feel safer when I use Paypal to pay for goods. I would recommend using PayPal. Reviewed on: 26th April 2026

It’s great when it works but many time pay in 3 gets...

It’s great when it works but many time pay in 3 gets rejected even though I’ve never missed a payment Reviewed on: 26th April 2026

My trusted online payment option. PayPal is 5 star

I have been using PayPal for many years. Not only can I budget for more expensive items using pay in 3 or 4mths interest free credit. I love the security of paying on other retailers sites using my PayPal option not having to put my card or bank details in, knowing that PayPal shopping is secure and if anything unexpected should happen PayPal have me covered. Reviewed on: 26th April 2026

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