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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181005 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181005)

My trusted online payment option. PayPal is 5 star

I have been using PayPal for many years. Not only can I budget for more expensive items using pay in 3 or 4mths interest free credit. I love the security of paying on other retailers sites using my PayPal option not having to put my card or bank details in, knowing that PayPal shopping is secure and if anything unexpected should happen PayPal have me covered. Reviewed on: 26th April 2026

Convenient , easy to use, feel safe

Convenient , easy to use, feel safe using it. Now can use it in Apple Pay even better Reviewed on: 26th April 2026

I love using PayPal.

I love using PayPal. It's a safe way to pay for things. The app is excellent. Reviewed on: 26th April 2026

PayPal helps out when you need to make big purchases...

PayPal helps out when you need to make big purchases, which is very helpful in life. Reviewed on: 26th April 2026

Runs smoothly and safely with no stress

Runs smoothly and safely with no stress Reviewed on: 26th April 2026

I have found Paypal very easy to us.

I have found Paypal very easy to use and very useful. Reviewed on: 26th April 2026

Easy and reliable.

Easy and reliable. Good communication and excellent app too Reviewed on: 26th April 2026

Good experience so far

Good experience overall fully satisfied... Reviewed on: 26th April 2026

You must readed then you will know that...

I have been a PayPal customer for many years like from 2005 until now and have never had any problems, and if there were any, they were solved without the slightest problem by PAYPAL!!! Reviewed on: 26th April 2026

The best gets better

I have used Pay Pal for many years and it improves and gets better every day that passes Reviewed on: 26th April 2026

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