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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181008 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181009)

Easy and reliable.

Easy and reliable. Good communication and excellent app too Reviewed on: 26th April 2026

Good experience so far

Good experience overall fully satisfied... Reviewed on: 26th April 2026

You must readed then you will know that...

I have been a PayPal customer for many years like from 2005 until now and have never had any problems, and if there were any, they were solved without the slightest problem by PAYPAL!!! Reviewed on: 26th April 2026

The best gets better

I have used Pay Pal for many years and it improves and gets better every day that passes Reviewed on: 26th April 2026

Don’t ever leave me PayPal

I have used PayPal for years now. It’s the only way I trust I can shop online. Never been let down. Sorted out if I have been scammed. Unauthorised pay help is included too. Since PayPal credit I have been able to shop if I can not afford to spend full amount on something. I have the help now. Payback charges are not high. I also love pay in 3. I used a lot before PayPal credit helped. I have always felt safer using PayPal. I’m 62 now and for a very very long time I haven’t been let down by them Reviewed on: 26th April 2026

Pay in 3 great , easy use app, easy to make payments...

Pay in 3 great , easy use app, easy to make payments and receive funds Reviewed on: 26th April 2026

It has been very useful to me in the past.

It has been very useful to me in the past when I have needed to split payments to keeep my finances straiht. Reviewed on: 26th April 2026

Excellent experience

Tranzactions are easy, safe and transparent. Reviewed on: 26th April 2026

Always prefer PayPal it is most secure

Always prefer PayPal it is most secure Reviewed on: 26th April 2026

Great app very secure and easy to use

Great app very secure and easy to use Reviewed on: 26th April 2026

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