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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181011 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181011)

Always prefer PayPal it is most secure

Always prefer PayPal it is most secure Reviewed on: 26th April 2026

Great app very secure and easy to use

Great app very secure and easy to use Reviewed on: 26th April 2026

Excellent service

Excellent no issues always use app to watch my spending Reviewed on: 26th April 2026

Wouldn’t be without PayPal

I have been using Paypal for many years, Hassle free when using it giving me 4 months to pay back on big purchases. On small purchases paying back monthly has been amazing. I have not had any major problems but minor problems customer services have been amazing. I will continue to use paypal and recommend it to all of my family and friends. Now i can add it on apple pay and have a physical card to use gives me that extra peace of mind and confidence. It makes it so easy to send and receiver money from friends and family. Reviewed on: 26th April 2026

Money from friend without refusals

Money from friend without refusals Reviewed on: 26th April 2026

Convenient banking.

Convenient banking. Easy to use and great for short term credit. Reviewed on: 26th April 2026

Helping with pay in 3

Helping with 3 part payment. It is helpful when you expect money to come later. Reviewed on: 26th April 2026

PayPal credit, always help me in my hard time.

PayPal credit, always help me in my hard time. Many thanks Reviewed on: 26th April 2026

Easy reliable and safe.

Easy reliable and safe.. been using for years Reviewed on: 26th April 2026

Money when you need it

Easy to use, app is very useful, easy to keep track of your spending and to help you finance. Reviewed on: 26th April 2026

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