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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181014 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181014)

Good and simple way to manage your money

Good and simple way to manage your money Reviewed on: 26th April 2026

Fantastic credit and very helpfull

Fantastic credit and very helpfull Reviewed on: 26th April 2026

Excellent Customer Service and no hassle.

Excellent Customer Service and no hassle. Reviewed on: 26th April 2026

I like the interest free payment in 3 option.

I like the interest free payment in 3 option.. It means I know I’ll pay the amount in full over a 3-month period, rather than debt building up, and I’m not paying any interest on the credit for the period. Reviewed on: 26th April 2026

I have had some dodgy purchases but always manag...

I have had some dodgy purchases but always managed to get my money back Reviewed on: 26th April 2026

Trust Paypal

I like to use PayPal when ever I see the logo as a way.of payment. It's easy to use , fast and secure way of paying for things. Reviewed on: 26th April 2026

Use it all the time, provides that extra layer of sa...

Use it all the time, provides that extra layer of safety and is very convenient. Reviewed on: 26th April 2026

Very easy but, Very safe to use for virtually everyt...

Very easy but, Very safe to use for virtually everything I buy Reviewed on: 26th April 2026

Money back

In the past i have been scammed on purchases… thankfully i used PayPal to pay… so i got my money back. Reviewed on: 26th April 2026

Positive PayPal..

Have used Pay Pal for a few years now & have been very happy with their level of service & the protection they offer when buying online . Would happily recommend them to friends & family , & do . Reviewed on: 26th April 2026

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