Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181012 reviews)

View other PayPal products

4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181012)

Responsible Lender.

Very well organised, vetted throughly before providing credit, a very responsible lender. Reviewed on: 26th April 2026

A help in time of need.

A help in time of need. PayPal has been so helpful. Now I have the power to meet my needs Reviewed on: 26th April 2026

I really like the security of paying with Paypal

I really like the security of paying with Paypal Reviewed on: 26th April 2026

Easy to use ,and secure ,always pay through PayPal

Easy to use ,and secure ,always pay through PayPal Reviewed on: 26th April 2026

Fantastic experience with pay pal

Fantastic experience with pay pal Reviewed on: 26th April 2026

Excellent service - always available as an option to...

Excellent service - always available as an option to pay, and allows you 4 months to pay, interest free. This has really helped me managed my purchases over the last 10 months! on the rare occasions I have experienced issues with sellers, PayPal have provided excellent customer support services. Reviewed on: 26th April 2026

Great service and usability

Only ever had 2 issues with a retailer not providing the service I paid for. Both occasions PayPal dealt with it immediately with no fuss and the issue was resolved. Pay in 3 comes in handy as does PayPal credit. Reviewed on: 26th April 2026

peace...

Ive used paypal for years and find it gives me peace of mind when buying online Reviewed on: 26th April 2026

Good and simple way to manage your money

Good and simple way to manage your money Reviewed on: 26th April 2026

Fantastic credit and very helpfull

Fantastic credit and very helpfull Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101185 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub