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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181016 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181016)

Money back

In the past i have been scammed on purchases… thankfully i used PayPal to pay… so i got my money back. Reviewed on: 26th April 2026

Positive PayPal..

Have used Pay Pal for a few years now & have been very happy with their level of service & the protection they offer when buying online . Would happily recommend them to friends & family , & do . Reviewed on: 26th April 2026

Excellent service

Excellent service, easy to use & gives me reassurance when making purchases Reviewed on: 26th April 2026

Great company and great app.

Easy to use overall, reasonable terms, no late fees for pay in 3, credit terms are good, easy to link your bank account and cards, easy to send money to other ppl, I get good exchange rates when buying on cartoon sites converting from USD to GBP, secure transactions. App is secure and easy to use. I’ve never had any issues with PayPal at all compared to my bank or other money accounts. Reviewed on: 26th April 2026

Very good and very sure to make payments.

Very good and very sure to make payments. Reviewed on: 26th April 2026

Perfect flexibility

Love the choice of digital card and physical card, been able to use in any retailer or shop I want to not just online Reviewed on: 26th April 2026

Trusted Review

Sound, reliable service. Nice to feel confident that when using PayPal you are protected and have little chance of being scammed. Reviewed on: 26th April 2026

PayPal is less stress

Have plenty of options From pay 3 to credit PayPal provided less of a worry for paying for items in full with installments being an option Reviewed on: 26th April 2026

Good service , very nice option to pay back x4 0%int...

Good service , very nice option to pay back x4 0%interst Reviewed on: 26th April 2026

PayPal credit has helped a lot.

PayPal credit has helped a lot. I love the 0% credit for 4 months and the PayPal rewards. Reviewed on: 26th April 2026

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