Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181017 reviews)

View other PayPal products

4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181017)

PayPal credit has helped a lot.

PayPal credit has helped a lot. I love the 0% credit for 4 months and the PayPal rewards. Reviewed on: 26th April 2026

PayPal for ease and peace of mind

PayPal is so easy to use and transactions are secure so I have real peace of mind. PayPal pay in 3 and PayPal credit are great ways to spread the cost of larger purchases. I highly recommend PayPal to anyone thinking of using it. You really cannot go wrong. Reviewed on: 26th April 2026

Love PayPal.

Love PayPal. I Always use them any disputes with issues from purchases from companies has been sorted quickly and they get a refund back.. love pay in 3 customer. service really good helpful and polite Reviewed on: 26th April 2026

Be nice if the pay in 3 limit was larger but that’s...

Be nice if the pay in 3 limit was larger but that’s the only thing I can put a negative note on about Reviewed on: 26th April 2026

Unbeatable credit system

PayPal credit system is excellent. Its easy to apply and get the response immediately. Offers from different retailers such as Samsung at 0% purchase opportunity is unbeatable. Reviewed on: 26th April 2026

Easy way to pay, thanks PayPal!!

So easy and convenient to pay for our heating oil monthly with PayPal. Reviewed on: 26th April 2026

PayPal credit is absolutely brilliant!

PayPal credit is absolutely brilliant! Being able to pay over time if I am unable to purchase there and then. I am able to get PayPal points through this and that will convert into money off which is brilliant. Reviewed on: 26th April 2026

PayPal credit

Easy to use and manage and get regular updates Reviewed on: 26th April 2026

Neutral score

Mostly the times it resolves my isues Reviewed on: 26th April 2026

I am really pleased with the services and perks I ge...

I am really pleased with the services and perks I get while using PayPal, like earning points while shopping in my favorite places. Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101189 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub