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PayPal: PayPal Credit reviews

4.73
Based on 181,014 reviews, last reviewed 22nd Jul 2026
197% increase in 5 star reviews
in the past 90 days
251% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026
Katherine S's avatar
Katherine S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181018)

I am really pleased with the services and perks I ge...

5
I am really pleased with the services and perks I get while using PayPal, like earning points while shopping in my favorite places. Reviewed on: 26th April 2026

PayPal is my favourite secure way of paying and any...

5
PayPal is my favourite secure way of paying and any issues I have are always seen to without hesitation Reviewed on: 26th April 2026

Great service work more for me.

5
Great service work more for me.. Reviewed on: 26th April 2026

Paypal always gives me peace of mind when making onl...

5
Paypal always gives me peace of mind when making online purchases i know i have the backing of a great organisation. Also pay in three helps me budget transactions without extra charges. Thank you Paypal Reviewed on: 26th April 2026

PayPal, it just works

5
PayPal, it just works so easy to use and manage your online account. Reviewed on: 26th April 2026

Support good efficiency of credit with simplicity

5
Support good efficiency of credit with simplicity Reviewed on: 26th April 2026

Simple to use, easy to setup and nice to know where...

5
Simple to use, easy to setup and nice to know where my money and budget is at. Reviewed on: 26th April 2026

Good customer facilities

5
If I have wanted to increase limit it’s easy to do. The facility to take over 3 pallet instalments and now the credit card facility too I like all options. Reviewed on: 26th April 2026

Quick payment method .

5
Quick payment method . Strew free Reviewed on: 26th April 2026

My review

5
I find PayPal easy to use, love the four month no interest, I try to pay everything on line with pay pal as I trust this method and any problems are sorted out quickly also I like that I have payment protection Reviewed on: 26th April 2026

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