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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

I've had my account for a long time and I think the...

I've had my account for a long time and I think the service is excellent. People need to learn more about PayPal. Reviewed on: 26th April 2026

Any problems then it’s easy to contact them and reso...

Any problems then it’s easy to contact them and resolve the issue effectively. Reviewed on: 26th April 2026

I have been using PayPal for 10 years now and I neve...

I have been using PayPal for 10 years now and I never regret it Reviewed on: 26th April 2026

Easy to use and set up since I already used PayPal.

Easy to use and set up since I already used PayPal. Flexible terms Reviewed on: 26th April 2026

Super quick easy and manageable transactions all.

Super quick easy and manageable transactions all.in one olace Reviewed on: 26th April 2026

Very helpful customer service.

Very helpful customer service. Easy way to purchase in credit plan. Reviewed on: 26th April 2026

Absolutely love it!

Absolutely love it! Im not using any other credit cards! PayPal is simply the best Reviewed on: 26th April 2026

Great for building credit score

PayPal credit & PayPal in 3 has been great for building my credit score without having to take out credit cards with high interest rates. Great for bigger purchases Reviewed on: 26th April 2026

The ease of buying things on a 4 months interest fre...

The ease of buying things on a 4 months interest free purchase and promotion offers Reviewed on: 26th April 2026

Bolo Komandos

Great product! If you buy online, PayPal highly recommended :) Reviewed on: 26th April 2026

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