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PayPal: PayPal Credit reviews

4.73
Based on 181,014 reviews, last reviewed 22nd Jul 2026
197% increase in 5 star reviews
in the past 90 days
251% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026
Katherine S's avatar
Katherine S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181018)

Customer Service

4
Buying dodgy goods from paypal, always gets resolved with customer service, Reviewed on: 26th April 2026

The pay in 3 service is excellent

5
The pay in 3 service is excellent Reviewed on: 26th April 2026

I’ve had no negative experiences with using their se...

5
I’ve had no negative experiences with using their services and have found their customer service to be very helpful. Reviewed on: 26th April 2026

Hapus iawn

5
Helpful on phone when I pay, When I had a dispute they reconcile fairly and politely. Reviewed on: 26th April 2026

Fast and fair.

5
Fast and fair. Have used several times. Reviewed on: 26th April 2026

Good when used correctly.

3
Good when used correctly. But easy to rack up credit and fees without realising Reviewed on: 26th April 2026

Easy to use good customer servicgreat credit providere

5
Easy to use good customer service Reviewed on: 26th April 2026

Easy, great app, international service!

5
Easy to use service, excellent app and fast international transfers - love paypal Reviewed on: 26th April 2026

Paypal is great, been using them for years.

5
I mainly use PayPal as its very secure for buying items online. Whenever you purchase something and it's not what it's described, their customer service is shears there to help and resolve them. Reviewed on: 26th April 2026

Quick responded to our concerns in refund and paymen...

5
Quick responded to our concerns in refund and payment explanations credit Reviewed on: 26th April 2026

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