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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

Budgeting

Its been a great way to buy items and budget my monthly payments Reviewed on: 26th April 2026

My best friend

I love the freedom and flexibility of paypal credit Reviewed on: 26th April 2026

Andy1981

Always helpful app and easy to understand any problems solve it straight away Reviewed on: 26th April 2026

Credit without the interest of paid within 4 months...

Credit without the interest of paid within 4 months is a game changer. Provides flexibility and is reassuring to know you have PayPal protection with your purchases. Email reminders of when payments are due and options to set up a direct debit. Reviewed on: 26th April 2026

Excellent service.

Excellent service. So easy to use Reviewed on: 26th April 2026

great simple

I have found the whole experience great simple and when advice was needed it was there quickly Reviewed on: 26th April 2026

Brilliant service.

Brilliant service. Really convenient and fast service to use Reviewed on: 26th April 2026

Excellent Customer Services

I've only had reason twice to contact customer services over several years and they've been helpful. Reviewed on: 26th April 2026

So easy to use, easy to pay off. So useful.

PayPal Credit is so easy to use and select at checkout when you want to use it. Would be good if there were more updates on your PayPal Credit Limit, regarding increases and decreases. Reviewed on: 26th April 2026

Excellent first class app

Excellent first class service available to everyone Reviewed on: 26th April 2026

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