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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181019 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181019)

Excellent first class app

Excellent first class service available to everyone Reviewed on: 26th April 2026

Always a great experience

Never had any mayor problems using PayPal and the odd occasion I have needed to contact customer services. They have always been extremely helpful. Reviewed on: 26th April 2026

So far so good

Their financial services are expanding, offering more choices for your financing and payment options or investment, including debit card, credit card, crypto, and a scheme for collecting points, with a chance of boosting your points through available offers from different retailers and businesses. I never encountered any issues, as yet. Customer service was always available and helpful. I find PayPal quite reliable financial service. Hope it continues Reviewed on: 26th April 2026

Every thing they said is what you get excellent service

Every thing they said is what you get excellent service Reviewed on: 26th April 2026

All my experience is excellent with PayPal

All my experience is excellent with PayPal Reviewed on: 26th April 2026

Great Site

I don't always find the website easy to use, but if I have trouble, there's always the phone, & customer services are really helpful. Also, the most asked questions area is good. It shows I'm not the only idiot around hahaha Reviewed on: 26th April 2026

Paypal account and paypal credit

Paypal credit is Excellent very convenient for occasions when you need to buy something on credit. Also i love paypal for sending and receiving money if a friend or relative sends you money it is on your paypal balance within minutes. Which you can use anywhere that uses paypal for payments or if you wish you can withdraw it to your bank account to use when you want. Reviewed on: 26th April 2026

Lifesaver

Been a life saver for emergencies and I like it as much as because it is available and also it helps when given some time to pay it all off without incurring any interest. That is absolutely an awesome feeling. Reviewed on: 26th April 2026

Very happy user

I don't have a credit card any more so PayPal gives me credit at a good rate and also protects payments I make online. It's also very easy to use. I am very happy with the service I receive. Reviewed on: 26th April 2026

Always Paypal

Always provide a great service, and very prompt with notifications so I don't miss any payments. Will always look at PayPal options first before looking elsewhere, as I trust them more over competitors. Reviewed on: 26th April 2026

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