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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181020 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181020)

Always Paypal

Always provide a great service, and very prompt with notifications so I don't miss any payments. Will always look at PayPal options first before looking elsewhere, as I trust them more over competitors. Reviewed on: 26th April 2026

Easy transaction ls, easy to use interface

Easy transaction ls, easy to use interface Reviewed on: 26th April 2026

Good overall like I can use in shopping and...

Good overall like I can use in shopping and get points Reviewed on: 26th April 2026

Professional service

Professional service provided with excellent customer service Reviewed on: 26th April 2026

Smooth, effortless and efficient

Smooth, effortless and efficient Reviewed on: 26th April 2026

Simple and straightforward

Simple straightforward process with competent customer support that give prompt answers to any questions. Reviewed on: 26th April 2026

Brilliant services

Everything is very easy to manage, the rates are good and is the app is reliable, has never gave me any issues. Reviewed on: 26th April 2026

I've been using PayPal for a long time.

I've been using PayPal for a long time. After I got the card, everything was easier. Thank you. Reviewed on: 26th April 2026

Is so easy love it, I can purchase easily and transf...

Is so easy love it, I can purchase easily and transfer to family overseas Reviewed on: 26th April 2026

Service is safe and easy to use.

Service is safe and easy to use. I use PayPal more than 15 years and I so happy with Reviewed on: 26th April 2026

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