Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

View other PayPal products

4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181029)

Excellent service, would highly recommend

Excellent service, would highly recommend Reviewed on: 26th April 2026

Excellent service and people who you can chat to if...

Excellent service and people who you can chat to if there is a problem lovely Reviewed on: 26th April 2026

Very good, thank you, easy to use and staff are rea...

Very good, thank you, easy to use and staff are really supportive. Reviewed on: 26th April 2026

PayPal credit just make sense to me

PayPal credit just make sense to me as they keep improving their services to accommodate customers satisfaction. Example now I have my physical card I can use anywhere in the word without been worried about safety. Thank you PayPal Reviewed on: 26th April 2026

I'm very lucky and grateful to have been given the o...

I'm very lucky and grateful to have been given the opportunity to have PayPal credit and all the other services offered. It was a fantastic experience, thank you so much. Reviewed on: 26th April 2026

It's easy to use and link to your credit card...

It's easy to use and link to your credit card Reviewed on: 26th April 2026

PayPal very user friendly

Usually I use PayPal for items because it’s a particular time of month and I get to pay later this helps me budget better and do things without having to pay the full amount straight away Reviewed on: 26th April 2026

Great service and easy to use.

Great service and easy to use.Great for shopping and spreading my payments Reviewed on: 26th April 2026

Easy to use and always has a good customer service

Easy to use and always has a good customer service Reviewed on: 26th April 2026

Great Customer Services

It's flawless in how it operates & interacts with me & how much it keeps me in the loop & to me its almost perfect Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101201 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub