Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 100,870 reviews, last reviewed 7th May 2026
2309350% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Review of Paypal CCredit I used PayPal Credit for online purchases because it was quick and easy to spread payments. The application process was simple and it was useful for l... Read more Reviewed on: 7th May 2026
Huda Sadiq's avatar
Huda Sadiq

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100870)

Sunshine

5
PayPal credit allows you to spread your cost interest free, without having to use your card details online. Reviewed on: 17th May 2024

Easy and convenient with a range of options

5
Easy and convenient with a range of options Reviewed on: 17th May 2024

The only way to pay is by PayPal.

5
I use PayPal for all my internet transactions. It the only safe way to be sure of not being scammed. I also love the pay in 3 months offer for the bigger purchases. Where would I be without PayPal. Reviewed on: 17th May 2024

Every is easy and quick, no issues faced when using...

5
Every is easy and quick, no issues faced when using the app Reviewed on: 17th May 2024

Excellent and easy to pay with PayPal credit

5
Excellent and easy to pay with PayPal credit Reviewed on: 17th May 2024

Great experience for my first credit, my bank denied...

5
Great experience for my first credit, my bank denied and PayPal was there for me, Payrfect Pal Reviewed on: 17th May 2024

Great service

5
Great. So easy and convenient to use. Reviewed on: 17th May 2024

It's was good,the experience are nice

5
It's was good,the experience are nice Reviewed on: 17th May 2024

PayPal credit is easy to use

5
PayPal credit is easy to use / understand when payments are due and gives flexibility for purchases over £99 which is great Reviewed on: 17th May 2024

Gregreat way for me to afford shopping online

5
Great way for me to afford shopping and paying back monthly Reviewed on: 17th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 47506 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3708 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products