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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181029)

PayPal is secure and easy to use.

PayPal is secure and easy to use. It gives peace of mind when purchasing things online. Their credit allowance is fair and their interest free options are friendly. Reviewed on: 26th April 2026

Smooth and easy.

Smooth and easy. Very convenient and able to use across many stores. Reviewed on: 26th April 2026

I use paypal pay in 3 as well as the 4 month interes...

I use paypal pay in 3 as well as the 4 month interest free facility. It has allowed me to purchase items and spread the cost. I always know where I stand and the process of checking my account is really easy. When I have had a dispute with a supplier paypal has been fairly quick to review my problem and repay my money. Reviewed on: 26th April 2026

Easy and safe

Easy to use and simple to understand whats going on Safe online and reliable Reviewed on: 26th April 2026

From personal experience I can honestly say PayPal h...

From personal experience I can honestly say PayPal has a customer service team who actually work. Phones are answered. You don’t spend hours or days going around in circles chatting to a bot. The interest free option on spending is a necessity in this present climate as we do need to purchase things without ending up further down a spiralling debt route. There are so many things I couldn’t afford if it wasn’t for PayPal. Reviewed on: 26th April 2026

Security

Makes you feel secure when making payments Reviewed on: 26th April 2026

Great and easy to use when wanting to check out quic...

Great and easy to use when wanting to check out quickly. Difficulties around customer service and being able to solve issues promptly. Reviewed on: 26th April 2026

I’ve had a PayPal account for many years.

I’ve had a PayPal account for many years. I use it as my payment whenever it’s available. I feel much more protected by paying using PayPal. Reviewed on: 26th April 2026

Great app and would definitely recommend

Great app and would definitely recommend. Pay friends or business anytime with ease. Reviewed on: 26th April 2026

Never had any issue with using PayPal and when I hav...

Never had any issue with using PayPal and when I have they have been spot on in sorting it out Reviewed on: 26th April 2026

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