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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181044 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181044)

Always works, always there when you need it. Topper.

Never had a problem making and recieving a payment. The credit and pay in three options are great when money is tight. Reviewed on: 26th April 2026

I've had a great experience with PayPal ever since I...

I've had a great experience with PayPal ever since I started using it. The customer service team is always very helpful and friendly, which makes using the service really enjoyable. Reviewed on: 26th April 2026

From Tiles to Trends - Interest Free!

I’ve been using PayPal Credit for a while now, specifically to help manage the costs of some ongoing home improvement projects, and it has been an absolute lifesaver. Here’s why I think it’s a must-have: What Works for Me: • Perfect for Renovations: I used it to buy tiles and new furniture for my bathroom. Home improvements can get expensive quickly, but the 0% interest for 4 months on purchases over £99 allowed me to spread those costs without paying a penny in interest. It’s much better than putting it on a standard credit card. • Flexible Fashion Shopping::It’s also my go-to for clothes. If I’m refreshing my wardrobe for a new season, I can get everything I need at once and pay it off comfortably over a couple of paychecks. • Seamless Experience: It’s integrated directly into my PayPal account, so checking out is incredibly fast. I don’t have to enter long card numbers while browsing for furniture; I just select PayPal Credit and I’m done. A Couple of Tips: • Watch the Clock: The 0% offer is brilliant, but you have to be disciplined. I always make sure to clear my balance before the 4 months are up to avoid the standard interest rates. • Track Your Spending: Because it’s so easy to use, I make sure to check the app regularly to keep an eye on my total balance, especially when I have multiple projects going on at once. Final Verdict: For anyone doing DIY, tiling a room, or just wanting to manage their shopping budget more effectively, PayPal Credit is a fantastic tool. It’s secure, easy to manage, and gives you that extra financial breathing room when you need it most. Reviewed on: 26th April 2026

My honest review

Paypal has enabled me to afford thing for my little boy that make his childhood better. The app makes it easy to manage payments and track spending. Customer service is always excellent and you get to speak to real people. Reviewed on: 26th April 2026

I've used Paypal for years and it has always been a...

I've used Paypal for years and it has always been a great experience Reviewed on: 26th April 2026

While PayPal provides a secure and reliable platform...

While PayPal provides a secure and reliable platform for managing transactions, the limited access to direct customer support is a notable drawback. The difficulty in speaking with a real person can make resolving urgent or complex issues frustrating. Reviewed on: 26th April 2026

Friendly Online Payment Platform

I’ve used PayPal for sending and receiving payments and making online purchases. I’m comfortable with its features and find it reliable and easy to use Reviewed on: 26th April 2026

Fantastic company , brilliant service and customer s...

Fantastic company , brilliant service and customer service Reviewed on: 26th April 2026

Paypal is quick and safe.

Paypal is quick and safe. I have never had a problem with paypal. Reviewed on: 26th April 2026

I love paypal credit, it gives me confidence in usin...

I love paypal credit, it gives me confidence in using the card. I would definately recommend to my friends and family Reviewed on: 26th April 2026

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