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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103111 reviews)

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4.90

Based on 103,111 reviews, last reviewed 10th May 2026

2411950% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use paypal all the time I use paypal all the time, mainly for online purchases using my bank card and with paypal credit and it has never let down in anyway, and it is always... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103111)

Overall excellent

Pros: Interest free options give me time to pay. Sometimes it's better than bank credit cards. Cons: repayment process is not updated on time. Sometimes I paid an amount but it's not deducted for couple of days that is confused me. Reviewed on: 20th May 2024

I use PayPal credit for booking flights and hotels.

I use PayPal credit for booking flights and hotels. 4 months at 0% interest has been incredible. Allows for more flexibility and I don’t have to fork out the full amount for my trips at once. Easy to track on the PayPal app. Highly recommend Reviewed on: 20th May 2024

The experience has been great.

The experience has been great. PayPal has been easy to understand and deal with Reviewed on: 20th May 2024

Great service.

Great service, good when your low in funds and can do a quick pay back over 4 months. Reviewed on: 20th May 2024

it helps when buying online.

it helps when buying online. Having the option to pay later reply helps me Reviewed on: 20th May 2024

Amazing, user friendly banking app, love it!

Amazing, user friendly banking app, love it!! Very reliable system that has eased my financial stress many times. Highly recommended. Reviewed on: 20th May 2024

Very pleasant and straightforward application and us...

Very pleasant and straightforward application and use of credit. Reviewed on: 20th May 2024

A great company

I've had problems with sellers, not supplying/falsely describing goods, bought from them. In every occasion PayPal have made the processes for entering a claim, easy and straightforward. Not only that, but on the one occasion as an eBay seller, that I had a dispute, again the process for reporting the dispute, was easy and resolved quickly and efficiently. A great company Reviewed on: 20th May 2024

highly recommend

Been using for years, so easy to use and never had any problems Reviewed on: 20th May 2024

Easy to use and no hassle Ana safe

Easy to use and no hassle Ana safe Reviewed on: 20th May 2024

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