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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181053)

PayPal always works without a hitch.

5
PayPal always works without a hitch. When I have had issues with an item that I have purchased I only contact PayPal as a last resort. It is comforting to know that PayPal has my back! Reviewed on: 25th April 2026

Its good Specialy when you buy things from abroud

5
Its good Specialy when you buy things from abroud Reviewed on: 25th April 2026

Really great experience and financial support

5
Really great experience and financial support Reviewed on: 25th April 2026

Have not taken advantage of one as yet

5
Have not taken advantage of one as yet Reviewed on: 25th April 2026

Quickly,safety.

5
Quickly,safety.Always protect your money Reviewed on: 25th April 2026

Was so easy to use PayPal credit.

5
Was so easy to use PayPal credit. Made my larger purchases much easier to do with monthly payments and no interest. I paid it off within the time frame so I didn’t pay any extra. No extra or hidden fees. Reviewed on: 25th April 2026

Can tell only the best.

5
Can tell only the best. Always sorting out any problem, feel save with my money and doing any purchases. Reviewed on: 25th April 2026

Paypal are brilliant, especially giving you great op...

5
Paypal are brilliant, especially giving you great options for flexibility for paying for your products. Would highly recommend to friends and family. Reviewed on: 25th April 2026

Fantastic service and value for money

5
Easy to use and very flexible. Issues resolved immediately Reviewed on: 25th April 2026

I used PayPal a lot, never had any issues with it.

5
I used PayPal a lot, never had any issues with it. Reviewed on: 25th April 2026

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