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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103126 reviews)

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4.90

Based on 103,126 reviews, last reviewed 10th May 2026

2412600% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103126)

Really good service when I needed to call them.

Really good service when I needed to call them. Reviewed on: 20th May 2024

Paypal is my hero

PayPal has saved me time, and helped me during times I've been stuck for money. I absolutely love the way you can pay for things you need in installments. Thank you paypal Reviewed on: 20th May 2024

Very good easy to use helps out a lot

Very good easy to use helps out a lot Reviewed on: 20th May 2024

Absolutely satisfying best experience ever

Absolutely satisfying best experience ever Reviewed on: 20th May 2024

Always easy to use, great options and low fees.

Always easy to use, great options and low fees. Reviewed on: 20th May 2024

Overall excellent

Pros: Interest free options give me time to pay. Sometimes it's better than bank credit cards. Cons: repayment process is not updated on time. Sometimes I paid an amount but it's not deducted for couple of days that is confused me. Reviewed on: 20th May 2024

I use PayPal credit for booking flights and hotels.

I use PayPal credit for booking flights and hotels. 4 months at 0% interest has been incredible. Allows for more flexibility and I don’t have to fork out the full amount for my trips at once. Easy to track on the PayPal app. Highly recommend Reviewed on: 20th May 2024

The experience has been great.

The experience has been great. PayPal has been easy to understand and deal with Reviewed on: 20th May 2024

Great service.

Great service, good when your low in funds and can do a quick pay back over 4 months. Reviewed on: 20th May 2024

it helps when buying online.

it helps when buying online. Having the option to pay later reply helps me Reviewed on: 20th May 2024

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