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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

I used PayPal a lot, never had any issues with it.

I used PayPal a lot, never had any issues with it. Reviewed on: 25th April 2026

Easy to use and convenient.

Easy to use and convenient. Now more services like credit and pay later. Have beeN using for years and is my first choice payment option Reviewed on: 25th April 2026

For me PayPal has been flawless.

For me PayPal has been flawless. Reviewed on: 25th April 2026

Excellent always uses for big purchases

Excellent always uses for big purchases Reviewed on: 25th April 2026

I had worse experience with u guys very poor service...

I had worse experience with u guys very poor service Reviewed on: 25th April 2026

Great app

I have contacted customer service only once about an address issue and they sorted it out straight away. I loved the” Pay in Three system and can also use credit card from phone. Activity and statements are easy to follow. Reviewed on: 25th April 2026

I am very satisfied because the customer support was...

I am very satisfied because the customer support was very valuable to me. Reviewed on: 25th April 2026

Smooth transaction always

Smooth transaction always .never had problems Reviewed on: 25th April 2026

Good service no complaints

I have not death with customer service hence the rating. So far PayPal has been great for day to day use or just spreading the cost of items. Will keep using as one of my main purchase methods. Reviewed on: 25th April 2026

Quick service. Fraud prevention

Quick service. Does exactly what it says on the tin. Offers great refund services and anti fraud processes. Reviewed on: 25th April 2026

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