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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

Enjoy using paypay credit, and pay in 3, never had i...

Enjoy using paypay credit, and pay in 3, never had issues and very convenient. Reviewed on: 25th April 2026

I’m holding the account more than 20 years and my cr...

I’m holding the account more than 20 years and my credit limit was £1200 and suddenly without any reason reduced to only £200. It’s long back. So don’t know will you be able to track. Very sad and never offered any increase even when my credit rating was excellent Reviewed on: 25th April 2026

PayPal are very good and protect the customer.

PayPal are very good and protect the customer. Reviewed on: 25th April 2026

PayPal for years .

Had PayPal for years and very pleased with service I've received very quick and efficient. Reviewed on: 25th April 2026

It’s good to use PayPal I gonna manage to pay all my...

It’s good to use PayPal I gonna manage to pay all my billls Reviewed on: 25th April 2026

Easy and accessible.

Easy and accessible. I like the 4 months no fees Reviewed on: 25th April 2026

Mark of excellence

Never had an issue, always there to help or advice Reviewed on: 25th April 2026

Great service

Amazing business, customer service is excellent Reviewed on: 25th April 2026

I love using PayPal for online shopping because it’s...

I love using PayPal for online shopping because it’s so fast and secure. Knowing I don't have to re-enter my card details on every site gives me real peace of mind, and their Buyer Protection has saved me more than once. Reviewed on: 25th April 2026

PayPal credit makes purchase's easier...

PayPal credit makes purchases a lot safer and easier to spread payment Reviewed on: 25th April 2026

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