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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

Easy to use.

Easy to use.big help when has financial difficulty. Reviewed on: 25th April 2026

Easy to use, keeps you updated.

Easy to use, keeps you updated. A good few options. Highly recommended. Reviewed on: 25th April 2026

App traversing

Everythings perfect, other than the app being difficult to traverse, as it is too minimilistic and focused on style, rather than focusing on making the app accessible and clear. Reviewed on: 25th April 2026

Easy and fuss free

It's just so easy knowing PayPal will help Reviewed on: 25th April 2026

PayPal best customer service and good for pay in 3

Every time I have contacted PayPal I spoke to a real person and they have always resolved any issues. There customer support gets 10 out of 10 from my experience. PayPal has also helped me financially with there pay in 3 with 0% interest even there loan is interest free as long as it’s paid within 4 months. Reviewed on: 25th April 2026

Most convinient and affordable means of paying every...

Most convinient and affordable means of paying every purchase I make. No paperwork and straightforward transaction at my own pace. Very easy to buy anything I want online. Reviewed on: 25th April 2026

I absolutely swear by Paypal

I absolutely love paypal, always use it for online purchases as its eaay, safe & secure. Paypal has always been efficient when I have disputed any purchases & have got my money refunded with no isdues. I woukd highly recommend Paypal as a payment option Reviewed on: 25th April 2026

Fast, reliable, downside are high interest rates

Fast, reliable, downside are high interest rates Reviewed on: 25th April 2026

Paypal is the G.O.A.T.

Paypal is so convenient and easy to use with loads of good deals every now and then. I also like the fact that they are pro-customer so I always feels supported with their great customer service. Reviewed on: 25th April 2026

Easy and secure payments.

Easy and secure payments. Flexibility. Great app. Reviewed on: 25th April 2026

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