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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,153 reviews, last reviewed 10th May 2026
2413700% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to make any transaction concert tickets, r... Very easy to make any transaction concert tickets, restaurants, shopping just name it Reviewed on: 10th May 2026
Alvaro 's avatar
Alvaro

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103153)

Absolutely satisfying best experience ever

5
Absolutely satisfying best experience ever Reviewed on: 20th May 2024
Paul Z's avatar
Paul Z

Always easy to use, great options and low fees.

5
Always easy to use, great options and low fees. Reviewed on: 20th May 2024
Ryan W's avatar
Ryan W

Overall excellent

5
Pros: Interest free options give me time to pay. Sometimes it's better than bank credit cards. Cons: repayment process is not updated on time. Sometimes I paid an amount but it's not deducted for couple of days that is confused me. Reviewed on: 20th May 2024
Asal V's avatar
Asal V

I use PayPal credit for booking flights and hotels.

5
I use PayPal credit for booking flights and hotels. 4 months at 0% interest has been incredible. Allows for more flexibility and I don’t have to fork out the full amount for my trips at once. Easy to track on the PayPal app. Highly recommend Reviewed on: 20th May 2024
Munashe H's avatar
Munashe H

The experience has been great.

5
The experience has been great. PayPal has been easy to understand and deal with Reviewed on: 20th May 2024
JACOB A's avatar
JACOB A

Great service.

5
Great service, good when your low in funds and can do a quick pay back over 4 months. Reviewed on: 20th May 2024
Kelli J's avatar
Kelli J

it helps when buying online.

5
it helps when buying online. Having the option to pay later reply helps me Reviewed on: 20th May 2024
Nazia D's avatar
Nazia D

Amazing, user friendly banking app, love it!

5
Amazing, user friendly banking app, love it!! Very reliable system that has eased my financial stress many times. Highly recommended. Reviewed on: 20th May 2024
jimbobz's avatar
jimbobz

Very pleasant and straightforward application and us...

5
Very pleasant and straightforward application and use of credit. Reviewed on: 20th May 2024
Okey's avatar
Okey

A great company

5
I've had problems with sellers, not supplying/falsely describing goods, bought from them. In every occasion PayPal have made the processes for entering a claim, easy and straightforward. Not only that, but on the one occasion as an eBay seller, that I had a dispute, again the process for reporting the dispute, was easy and resolved quickly and efficiently. A great company Reviewed on: 20th May 2024
Niki T's avatar
Niki T

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