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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

My experience is always the best.

My experience is always the best. Reviewed on: 25th April 2026

Easy to use, great app, responsive.

Easy to use, great app, responsive. Highly recommend Reviewed on: 25th April 2026

Very honest, brilliant to use but...

Good for many years, customer service Neutral because when I really needed them they did nothing. But as a payment service brilliant, used pay in 3 and credit over 40 times I'd say to help spread oddments. Reviewed on: 25th April 2026

Excellent service

Excellent service from paypal never dissapointed with them will allways do transactions with them Reviewed on: 25th April 2026

I love PayPal.

I love PayPal. It’s quick and easy to use. I can keep on top of my payments on the app is brilliant. Reviewed on: 25th April 2026

Never had any problems.

Never had any problems. If I had any easily resolved and sorted out promptly Reviewed on: 25th April 2026

Fingertip purchasing protected payments.

Have the power to purchase at your fingertips with protection built in. It’s easy to make a one off payment or set up a dd. Interest free too Reviewed on: 25th April 2026

Always had great experiences when had issues

Always had great experiences when had issues Reviewed on: 25th April 2026

Very easy to make payments through

Very easy to make payments through Reviewed on: 25th April 2026

PayPal is Great

It’s been smooth. No complaints . Am happy with your services Reviewed on: 25th April 2026

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