Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181055)

PayPal is Great

5
It’s been smooth. No complaints . Am happy with your services Reviewed on: 25th April 2026

Brilliant Back Up in Time of Need

5
Paypal Credit .... where do I start. First of all, in my opinion, they are the most trustworthy credit agency I have ever come across. I have been with Paypal for a long time and there has never been any issues whatsoever. They have good promotions, excellent customer service and basically, have been a life saver for me when I have sometimes struggled with trying to stretch my finances monthly (using them as a "back-up"). So thank you Paypal Credit for being there in my time of need :) Reviewed on: 25th April 2026

Been using pay pal for a while pay in three been ama...

5
Been using pay pal for a while pay in three been amazing now signed up for the paypal crest wit ease Reviewed on: 25th April 2026

Just a really good company to deal with, never had a...

5
Just a really good company to deal with, never had an issue Reviewed on: 25th April 2026

A heling hand

5
Its like always having a helping hand whenever you need it. Reviewed on: 25th April 2026

Easy to use

4
Good experience. Easy to use. Helpful Reviewed on: 25th April 2026

Helpful and easy and friendly customer service

5
Helpful and easy and friendly customer service Reviewed on: 25th April 2026

Used PayPal for years perfectly happy with the servi...

5
Used PayPal for years perfectly happy with the service I have received even with disputed paymants Reviewed on: 25th April 2026

Good overall

4
Good. Bit slow when you pay your balance for it to actually show youve paid. Reviewed on: 25th April 2026

PayPal so convenient, and ease of use

5
PayPal so convenient, and ease of use Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101226 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products