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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103211 reviews)

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4.90

Based on 103,211 reviews, last reviewed 10th May 2026

2416400% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Stress free payments, great credit options. Always stress free and easy to pay for items. Great knowing that if there are any problems with items I have purchased that the Resolution centre is ... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103211)

I have never had an issue with PayPal all the years...

I have never had an issue with PayPal all the years I have had an account. Reviewed on: 20th May 2024

PayPal experience

I've had a very smooth experience so far couldn't recommend enough fantastic knowing I can pay instalments and returns are dealt with quickly Reviewed on: 20th May 2024

Never had problems using PayPal.

Never had problems using PayPal. Once had a problem with payment but customer service was quick and happy to help. Reviewed on: 20th May 2024

I am enjoying sending money to friends and family th...

I am enjoying sending money to friends and family through PayPal and it gets to them in minutes and I love the way I can buy and choose which way to pay for my items on credit Reviewed on: 20th May 2024

I feel secure making payments with PayPal credit, wh...

I feel secure making payments with PayPal credit, whenever there’s an issue they always sort out the situation. Good communication is important! Reviewed on: 20th May 2024

Never had any fault with PayPal credit, easy and sim...

Never had any fault with PayPal credit, easy and simple to use no problems. Not needed to use the customer service but seems easy to use. I like that you can use it for many retailers and the interest option I'd helpful Reviewed on: 20th May 2024

Great but needs to be more competitive

Used PayPal number of years. Only downside is the high interest rates and only 4 month interest free. Reviewed on: 20th May 2024

Thet are the best value around .

Thet are the best value around . I aways use PayPal credit it's the best out there Reviewed on: 20th May 2024

Used for paying friends and family and also paying f...

Used for paying friends and family and also paying for ebay, useful plans and credit Quick and easy and safe. Love the ease and simplicity. The app is also very easy to use and not complicated Reviewed on: 20th May 2024

Paypal has helped in times of need.

Paypal has helped in times of need. When there has been a dispute, they have helped effecently and adequately Reviewed on: 20th May 2024

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