Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181055 reviews)

View other PayPal products

4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181055)

I love using PayPal.

I love using PayPal. It's so easy to send money and pay for items online. Feel safe making purchases with PayPal Reviewed on: 25th April 2026

I was charged a £12 penalt

I was charged a £12 penalty even though I had set up a direct debit; chatting with customer service didn’t resolve the issue, so unless I have to, I won’t be using PayPal Reviewed on: 25th April 2026

Always there when I need.

Always there when I need. Very flexible rates. Most convenient way to pay. Reviewed on: 25th April 2026

Very helpful every time I call like today.

Very helpful every time I call like today. Reviewed on: 25th April 2026

Excellent Experience

I’ve always had excellent experiences with PayPal and would highly recommend them everyone. Reviewed on: 25th April 2026

Good service, good to have the protection paypal pr...

Good service, good to have the protection paypal provides on purchases. Reviewed on: 25th April 2026

the best

the best the best, great service and very happy about it thank you so much i love using it every day in my routine Reviewed on: 25th April 2026

Quick, fair and very easy to keep track of.

Quick, fair and very easy to keep track of. Very happy with this service. Reviewed on: 25th April 2026

It helped me out when I was short of money and I nee...

It helped me out when I was short of money and I needed some things for home improvements also if there's any dispute in buying through PayPal they will help you to sort out the issue Reviewed on: 25th April 2026

Highly recommended!!

I have been using PayPal now since they first started out and have always had a great service from them. I love the points that they’re doing for when you spend money in certain places. I love their pay in 3 service that helps spread the cost of items purchased. Just fantastic!! I would absolutely recommend PayPal to others to use and to try for themselves for sure! Highly recommended!! Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101227 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub