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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,277 reviews, last reviewed 10th May 2026
2419200% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use. PayPal is so easy to use, the interest free and spread payment options are brilliant! Reviewed on: 10th May 2026
Jez N-H's avatar
Jez N-H

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103278)

Very straight forward and easy to use.

5
Very straight forward and easy to use. No issues whatsoever. Easy option if already use PayPal and give some flexibility when spending over £100. Reviewed on: 20th May 2024
Ian M's avatar
Ian M

Useful for bigger purchases.

5
Very useful for bigger purchases. Maybe not that great for budgets when it comes to impulse shopping, but manageable for sure. Could do with a higher credit limit and even more interest free options. Reviewed on: 20th May 2024
iggy's avatar
iggy

Easy to read

5
Everything is plain to see on your statement Reviewed on: 20th May 2024
Robert H's avatar
Robert H

Very good

5
It's good allows you to get things you cant afford and pay them up Reviewed on: 20th May 2024
Jacqueline 's avatar
Jacqueline

PayPal Credit is modern and helpful

5
PayPal Credit has been a life saver for me in managing my finances. It has helped me purchase the things I need at the times when I don’t have the cash that month. With the 4 month 0% interest period, that really helps me pay off the purchases. It is quick and easy to use and is available on most platforms as a method of payment. It is also nice to see that they offered to increase my credit amount because they can see how responsible I am with the money on account. I strongly recommend PayPal credit :) Reviewed on: 20th May 2024
Mel O's avatar
Mel O

Very good paying interest free for four months very...

5
Very good paying interest free for four months very manageable and can also pay some off each month if you choose to Reviewed on: 20th May 2024
Elaine Dokuz 's avatar
Elaine Dokuz

simple and convenient

5
Its really handy simple and convenient to use. Reviewed on: 20th May 2024
Tony RB's avatar
Tony RB

Helps pay for things you can't afford in one go.

5
Helps pay for things you can't afford in one go. Reviewed on: 20th May 2024
Ryan S's avatar
Ryan S

Pleased with service

5
I have not had to use the customer service and ive had paypal for over 7 years so thats telling of how good the service is Reviewed on: 20th May 2024
Rosemary O's avatar
Rosemary O

Great if paying off within 4 months

4
It’s great if you are expecting to pay off your big purchases off in 4 months as it’s interest free, but if you don’t the interest rates are a little high, pay in 3 is better option for me personally Reviewed on: 20th May 2024
Kyle H's avatar
Kyle H

Review PayPal: PayPal Credit now

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