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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181056 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181056)

Highly recommended!!

I have been using PayPal now since they first started out and have always had a great service from them. I love the points that they’re doing for when you spend money in certain places. I love their pay in 3 service that helps spread the cost of items purchased. Just fantastic!! I would absolutely recommend PayPal to others to use and to try for themselves for sure! Highly recommended!! Reviewed on: 25th April 2026

It just works and never let's me down, whether I'm b...

It just works and never let's me down, whether I'm buying online or using the new credit card in a shop It works everytime, plus logging in online the security 2 factor authentication is solid which gives me piece of mind. The online account is user friendly and simple to navigate. Plus the interest free gives you time to pay back. PayPal is now my go to credit option when buying or sending money to a friend. Unbeatable service and reliable. Thanks PayPal Reviewed on: 25th April 2026

Reliable payment method and my preferred way of paying

Reliable payment method and my preferred way of paying Reviewed on: 25th April 2026

Use credit now

Use credit now, pay later is the best product. I wish more options like this. Reviewed on: 25th April 2026

Very good experience,I just love it

Very good experience,I just love it Reviewed on: 25th April 2026

First class safe process, right every time .

PayPal is a safe and secure mode of payment. I have no fear when paying with PayPal as I know they will fix any problems Reviewed on: 25th April 2026

Paypal is safe and convenient, rewards are also good

Paypal is safe and convenient, rewards are also good Reviewed on: 25th April 2026

always consistent communications from PayPal

always consistent communications from PayPal Reviewed on: 25th April 2026

Feel sometimes customer protection is poor especiall...

Feel sometimes customer protection is poor especially in relation to return postage costs when seller is clearly at fault Reviewed on: 25th April 2026

Very easy to use and get experience over all.

Very easy to use and get experience over all. Reviewed on: 25th April 2026

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