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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,329 reviews, last reviewed 10th May 2026
2421600% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The easiest interest free credit... Purchases with up to 24 months interest free credit is fantastic and not having to jump through a thousand hoops is brilliant. Reviewed on: 10th May 2026
Mike W's avatar
Mike W

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103329)

Helps to split payments so I don't need to pay whole...

5
Helps to split payments so I don't need to pay whole amount at once. When you buying something expensive that's really helpful . Using this option often enough and really happy with it. Thank you, PayPal for opportunity! Mostly important that I don't have to pay any fees or interest on credit - of course, you have to pay at time, don't forget))). But don't worry if you forgot, PayPal will kindly remind in good time frame. So, just enjoy! Really highly recommend the service! It would be great if you increased the number of interest-free months... Just... I'm just dreaming... Reviewed on: 20th May 2024
S A's avatar
S A

PayPal credit has been a lifesaver in terms of bridg...

5
PayPal credit has been a lifesaver in terms of bridging my finances when it came to adhoc purchases that couldn't wait. The 0% interest free and installment options are super handy and most importantly, affordable! Reviewed on: 20th May 2024
Jessica A's avatar
Jessica A

Excellent service.

5
Excellent service. Can’t complain. Reviewed on: 20th May 2024
Mark Graham Smith's avatar
Mark Graham Smith

Easy zero interest credit and great at settling disp...

5
Easy zero interest credit and great at settling disputes with sellers Reviewed on: 20th May 2024
Lewis b's avatar
Lewis b

Great alternative to building credit score

4
Great alternative to building credit score and handy to have for extra financial help. Reviewed on: 20th May 2024
Aaron S's avatar
Aaron S

very good, would recommend to family and friends

5
very good, would recommend to family and friends Reviewed on: 20th May 2024
Terence L's avatar
Terence L

Excellent

5
Love PayPal so easy to use, I’ve always used it to shop and I’ve had no issues Reviewed on: 20th May 2024
Naila N's avatar
Naila N

Love the interest free plan, giving you time to save...

5
Love the interest free plan, giving you time to save the money Reviewed on: 20th May 2024
Jenny's avatar
Jenny

I'm having a very good experience

5
I'm having a very good experience Reviewed on: 20th May 2024
Patcho T's avatar
Patcho T

Love the pay in 3

5
Love the interest free credit 3 months also the pay in 3. Overall satisfied. Feel secure when purchasing Reviewed on: 20th May 2024
Danielle H's avatar
Danielle H

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