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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181057 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181057)

Very easy to use and get experience over all.

Very easy to use and get experience over all. Reviewed on: 25th April 2026

Convenient and Reliable

I’ve been using PayPal for a while now, and it’s honestly pretty convenient for sending and receiving money. It’s super easy to set up, and I like that I can set up multiple payment cards. It’s also accepted on most websites, which makes online shopping quick. I do like the buyer protection—it gives me some peace of mind when buying from sellers I'm not 100% sure about. Overall, it’s a solid and reliable app for everyday payments, just watch out for the fees. Reviewed on: 25th April 2026

I am very happy especially with the instalment optio...

I am very happy especially with the instalment option without interest Reviewed on: 25th April 2026

Never had any problems great service

Never had any problems great service Reviewed on: 25th April 2026

Great customer service!

Great customer service! Easy to use app and web. Reviewed on: 25th April 2026

It's been an interesting moment with PayPal in terms...

It's been an interesting moment with PayPal in terms of providing useful and reliable services to users. Reviewed on: 25th April 2026

Easy to use

Using PayPal has been a blast. From the pay in 3 to the PayPal credit, I love em all. Reviewed on: 25th April 2026

Top class

Excellent service always from customer service to paying for items 10/10 Reviewed on: 25th April 2026

Excellent.

Excellent. Reliable and give you time to spread the cost of purchases that make payment possible Reviewed on: 25th April 2026

great experience very easy to pay

great experience very easy to pay Reviewed on: 25th April 2026

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