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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103375 reviews)

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4.90

Based on 103,374 reviews, last reviewed 10th May 2026

2423800% increase in 5 star reviews

in the past 90 days

7200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The PayPal credit 4month offer is just what a credit... The PayPal credit 4month offer is just what a credit card should be. No hidden extra costs it does exactly what is said on the tin! Thanks PayPal 10/1... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Frustrating and stressful The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103375)

Easy payments.

Easy payments. Quick payment with easy to understand terms and conditions Reviewed on: 20th May 2024

Easy to use

I find PayPal. Very useful and easy to use Reviewed on: 20th May 2024

Easy to use, and intrest free.

Easy to use, and intrest free. Would highly recommend Reviewed on: 20th May 2024

Always easy and straightforward to use

Always easy to use PayPal credit. When I have encountered issues the customer service experience has been excellent Reviewed on: 20th May 2024

PayPal is great easy access customer service great

PayPal is great easy access customer service great Reviewed on: 20th May 2024

Best way to pay

First class even if there is a problem always handled great Reviewed on: 20th May 2024

Excellent facility to have to hand.

Excellent facility to have to hand. Reviewed on: 20th May 2024

excellent service

Always excellent service, agents available on the phone and always helpful great service any issues dealt with in a professional manner and resolved quickly. Reviewed on: 20th May 2024

I trust your company and your staff.

I trust your company and your staff. Thet have helped with problems and the pay later options are brilliant. Reviewed on: 20th May 2024

Great for online clothes purchases

I always use PayPal credit for all my purchases over £100 as they offer 0% finance. Its great because I only pay off the items I keep, meaning my own money isn’t tied up when waiting for returns Reviewed on: 20th May 2024

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