Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103417 reviews)

View other PayPal products

4.90

Based on 103,417 reviews, last reviewed 10th May 2026

2425800% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing! Amazing! Always been a user for the quick transactions. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103417)

more time to pay for the things you need today

I love how easy and professional paypal credit is giving you more time to pay for the things you really need giving you the option to pay later is amazing, definitely has made my spending more affordable Reviewed on: 20th May 2024

The options you have is great like 0% for 4 months...

The options you have is great like 0% for 4 months or pay installments of 3 months Reviewed on: 20th May 2024

Found PayPal very easy and professional

Found PayPal very easy and professional Reviewed on: 20th May 2024

Easy and convenient brilliant customer service

Ive never had any issues with paypal credit it is easy and convenient to use when needed. Easy to track what and how much you have spent and also easy to make payments. I use paypal credit often. If i have ever had any issues the customer service are excellent and things always get sorted. Reviewed on: 20th May 2024

Works really well, easy to keep track and make payme...

Works really well, easy to keep track and make payments. Reviewed on: 20th May 2024

Hassle free credit east to use no fuss

Hassle free credit east to use no fuss Reviewed on: 20th May 2024

Stress free payment plans easy to follow

Stress free payment plans easy to follow Reviewed on: 20th May 2024

Can't beat this company, so helpful

Can't beat this company, so helpful Reviewed on: 20th May 2024

Easy to use

Very good fast payment and very Secure. Reviewed on: 20th May 2024

Flexible pay terms and offer 0% interest on selected...

Flexible pay terms and offer 0% interest on selected purchases. Reviewed on: 20th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48834 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub