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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,461 reviews, last reviewed 10th May 2026
2427850% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with paypal My experience with paypal has been great no issues Reviewed on: 10th May 2026
Dale Tennyson's avatar
Dale Tennyson

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103461)

App is reliable and safe

5
App is reliable and safe… I’ve used it for a multitude of things and never had a negative experience Reviewed on: 20th May 2024
Charlie R's avatar
Charlie R

It’s a convenient way to pay

5
It’s a convenient way to pay and you are covered by the consumer credit act in certain circumstances. Reviewed on: 20th May 2024
Gary 's avatar
Gary

Easy to use

5
Very easy to send money between friends and colleagues. PayPal pay in 3 and Paypal credit are also good, although currently my bank offers more credit than PayPal. Reviewed on: 20th May 2024
Charlie W's avatar
Charlie W

Excellent customer service and easy to use app.

5
Excellent customer service and easy to use app. Reviewed on: 20th May 2024
Christopher L's avatar
Christopher L

Happy Customer.

5
Happy Customer. Experience has been good and like pay in 3. Reviewed on: 20th May 2024
Manish J's avatar
Manish J

PayPal credit it convenient with an easy way of repa...

5
PayPal credit it convenient with an easy way of repayment. Excellent credit limit for anyone who’s looking to build their credit score. Reviewed on: 20th May 2024
Olakunle T's avatar
Olakunle T

PayPal credit, financial heaven!

5
PayPal credit is great, it gives me the flexibility to purchase bigger necessities without the financial burden there and then. Being able to spread these costs out over 4 months is financial heaven! And it helps build my credit score at the same time. Reviewed on: 20th May 2024
Demi 's avatar
Demi

Question asked "How would you rate PayPal.

5
Question asked "How would you rate PayPal....?" I answered poor. PayPal customer service is abysmal. PayPal credit is good. I have had no reason to contact Customer service. Thank the high heavens!!! Reviewed on: 20th May 2024
Jim B's avatar
Jim B

Paypal is a very good lender.

5
Paypal is a very good lender. I have been very happy with them Reviewed on: 20th May 2024
Umar R's avatar
Umar R

Paypal credit

5
Easy to use,easy to repay over time,suit my needs Reviewed on: 20th May 2024
Max's avatar
Max

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