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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181058)

Always there when needed.

5
Always there when needed. Never experienced any issues when paying with PayPal and also offer a pay in 3 with no interest added. Reviewed on: 25th April 2026

Great way to pay

5
Great way to pay for goods with peace of mind Reviewed on: 25th April 2026

Love paypal always feel secure making purchases

5
Love paypal always feel secure making purchases Reviewed on: 25th April 2026

It’s been 12/13 years I’m using PayPal account, it’s...

5
It’s been 12/13 years I’m using PayPal account, it’s really good.. Reviewed on: 25th April 2026

Excellent online payment

5
Always use PayPal for my online purchases. Gives me added security , and excellent response times to any queries I might encounter. Reviewed on: 25th April 2026

Great app

4
Paypal is good to spread the cost for the things you love and want Reviewed on: 25th April 2026

Good option if you need to spread a payment

5
Good option if you need to spread a payment Reviewed on: 25th April 2026

Easy and trustworthy, I love the mobile app and easy...

5
Easy and trustworthy, I love the mobile app and easy to navigate around. Reviewed on: 25th April 2026

paypals pay in 3

5
Ive always used paypals pay in 3 and 4 when available, it helps me plan my finances, thank you paypal Reviewed on: 25th April 2026

Never had any problems.

5
Never had any problems. Easy to deal with. Reasonable rates. Would recommend as a credit provider. Honest. Reviewed on: 25th April 2026

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