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PayPal: PayPal Credit reviews

4.90
Based on 103,499 reviews, last reviewed 10th May 2026
2429600% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easy, no stress, whole process was good, 4... Nice and easy, no stress, whole process was good, 4 months interest free is a big help Reviewed on: 10th May 2026
Arran Tilney's avatar
Arran Tilney

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103499)

Absolutely great as it’s very easy to use and paymen...

5
Absolutely great as it’s very easy to use and payments are made very fast Reviewed on: 20th May 2024

Help in cost of living crisis.

5
It makes a huge difference to be able to pay in statements with 0% of interest for 4 months in this cost of living crisis. I managed to buy needed things just because of this deal. Reviewed on: 20th May 2024

Very good.

5
Very good. No complains. It has helped me out on many occasion's and the customer service has been good and easy to communicate with Reviewed on: 20th May 2024

PayPal helps me spread the cost of things I wouldn’t...

5
PayPal helps me spread the cost of things I wouldn’t normally afford with peace of mind Reviewed on: 20th May 2024

PayPal review

5
I’ve had pay pall for years would definitely recommend it to friends and family .its safe to use and if anything goes wrong they will sort it Reviewed on: 20th May 2024

Firs time buyer support

5
Helped me and my partner get stuff for our first house at an affordable rate and was budget friendly. So many unexpected bills supported through PayPal credit or Pay pal pay in 3 which made life a lot easier. Reviewed on: 20th May 2024

The perfect payment option for an ever evolving world

5
Excellent customer service. Flexible payment options. Trusted and True, the perfect payment option for todays ever evolving world. Reviewed on: 20th May 2024

It was nice experience with paypal credit

5
It was nice experience with paypal credit Reviewed on: 20th May 2024

Used pay pal for many years and it is always an easy...

5
Used pay pal for many years and it is always an easy and efficient process. Whenever I have needed help/support it has been excellent. Reviewed on: 20th May 2024

Such a convenient way to shop and spread the cost of...

5
Such a convenient way to shop and spread the cost of an expensive item. It is a brilliant service. Reviewed on: 20th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review