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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,545 reviews, last reviewed 10th May 2026
2431750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secure. Easy and secure. Pay in three is extremely helpful when you need it Reviewed on: 10th May 2026
Iajaz A's avatar
Iajaz A

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103545)

Always use PayPal, so easy to easy

5
Always use PayPal, so easy to easy Reviewed on: 21st May 2024
Darcey B's avatar
Darcey B

There when I needed it.

5
There when I needed it. Application was simple Reviewed on: 21st May 2024
Alex k's avatar
Alex k

Usually very smooth.

4
Usually very smooth. Really enjoy the 0% credit for 4 months with purchases over 99 pounds Reviewed on: 21st May 2024
Abdul Wahab's avatar
Abdul Wahab

I feel safe when using paypal to shop online.

5
I feel safe when using paypal to shop online. Easy use app to track your spending and card usage. Different options of payment by 3 or 4 months. As long you are on top of your budget and maintain good balance. I always tell friends and family to use it when use online and look for paypal payment Reviewed on: 21st May 2024
Diana L's avatar
Diana L

PayPal for my ebay buys

5
I use Paypal for ebay purchases and I have had no problems so far using their service as it saves using my debit cards directly. Reviewed on: 21st May 2024
Gavin B's avatar
Gavin B

Last experience with PayPal very poor

5
Last experience with PayPal very poor… Reviewed on: 21st May 2024
Marian D's avatar
Marian D

I love the payment options and customer service

5
I love the payment options and whenever I contacted customer service, they helped me to understand everything. Reviewed on: 21st May 2024
Meltem M's avatar
Meltem M

Good and effective service, no problems at all

5
Good and effective service, no problems at all Reviewed on: 20th May 2024
A K's avatar
A K

perfect service I'm happy and is secure

5
perfect service I'm happy and is secure Reviewed on: 20th May 2024
Mariama Kanyi's avatar
Mariama Kanyi

Excellent Customer Service

5
Excellent customer services all the time I’ve call, gave me all the explanations I need and fixed my problem. Easy and trusted app to use and make payments. Reviewed on: 20th May 2024
Ola's avatar
Ola

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