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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181059 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181059)

Excellent quality and easy to use

Excellent quality and easy to use Reviewed on: 25th April 2026

Absolute great credit cards and even better customer...

Absolute great credit cards and even better customer support Reviewed on: 25th April 2026

Free Credit! Incredible.

I can get 4 months Free Credit from payPal Credit (for my personal limit). That is much more than I would expect. I mean, free for 4 months, I would expect at least a 2% charge for 4 months, which would still be value. So it is great that it helps speed up purchases by months. Reviewed on: 25th April 2026

I trust PayPal credit, does what it says on the pack.

I trust PayPal credit, does what it says on the pack. Super easy to use and can pay in-between if you find some spare cash. Reviewed on: 25th April 2026

What an excellent way of managing money and spending...

What an excellent way of managing money and spending in these difficult times. Godsend! Reviewed on: 25th April 2026

I use PayPal for a lot of years, more than 10 and I...

I use PayPal for a lot of years, more than 10 and I didn't had any problem. Reviewed on: 25th April 2026

Never let me down payin payout sort any problems

Never let me down payin payout sort any problems Reviewed on: 25th April 2026

I’ve been using PayPal pretty much since it started...

I’ve been using PayPal pretty much since it started never had a problem transactions are simple and easy either sending or receiving I would happily recommend them to anyone. Reviewed on: 25th April 2026

Easy to use and brilliant customer service

Easy to use and brilliant customer service Reviewed on: 25th April 2026

Always easy to use and helpful if needed

Always easy to use and helpful if needed Reviewed on: 25th April 2026

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