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PayPal: PayPal Credit reviews

4.90
Based on 103,621 reviews, last reviewed 10th May 2026
2435350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great, I love being able to buy now and pa... PayPal is great, I love being able to buy now and pay later Reviewed on: 10th May 2026
Ali's avatar
Ali

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103622)

Simple and easy to use with great interest free paym...

5
Simple and easy to use with great interest free payment options Reviewed on: 21st May 2024

Excellent

5
Excellent, very easy to use to have Paypal credit too Reviewed on: 21st May 2024

Use it most days

5
I use it for most of shopping and splitting bills withy friends, it's the easiest option. Also really handy to send money abroad without any problems. I'd be lost without it. Reviewed on: 21st May 2024

It's super convenient.

5
It's super convenient. And easy to use. Reviewed on: 21st May 2024

I always use PayPal credit for 90% of online transac...

5
I always use PayPal credit for 90% of online transactions. 4 month interest free on £99 and I’ve used other offers with Hp computers for interest free over longer months. Reviewed on: 21st May 2024

Pay pal credit

5
Very easy process highly recommend Reviewed on: 21st May 2024

The best Credit Option

5
Always handy and fast credit process Reviewed on: 21st May 2024

Great customer support

5
Great customer support when there is a problem they will always help find best solution Reviewed on: 21st May 2024

Easy to use for buying things and easy to repay...

5
Easy to use for buying things and easy to repay back Reviewed on: 21st May 2024

Excelent service.

5
I’m so grateful for this service. It really helped me a lot. It’s so easy to use and I could afford to buy what I wanted. Reviewed on: 21st May 2024

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