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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181062 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181062)

It's great for maintaining my expenses.

It's great for maintaining my expenses. Reviewed on: 25th April 2026

Very very easy to use, and quick

Very very easy to use, and quick Reviewed on: 25th April 2026

PayPal helps me pay for items when I need them, and...

PayPal helps me pay for items when I need them, and all credit is very clearly shown on the app. Reviewed on: 25th April 2026

Pay in 4 at 0% interest

The PayPal pay in 4 at 0% option works great for me. I’ve been using PayPal for over 15 years and it’s my go-to payment method for online transactions. There are also long-term promotions at 0% in conjunction with eBay and some other online merchants. Reviewed on: 25th April 2026

Helps me to split payments up when purchasing large...

Helps me to split payments up when purchasing large items that I simply couldnt afford without this option Reviewed on: 25th April 2026

Quick, reliable and secure way to help with the fina...

Quick, reliable and secure way to help with the finances and management of transactions Reviewed on: 25th April 2026

Been using this for so long and this card can be use...

Been using this for so long and this card can be use all over the world Reviewed on: 25th April 2026

I love PayPal because they always fight for your rig...

I love PayPal because they always fight for your right and stand for your right whenever you need them. They are there and that's why I love them and that's why I will always recommend them to friends and family Reviewed on: 25th April 2026

Handy for spreading over a shot period.

Handy for spreading over a shot period. Reviewed on: 25th April 2026

Been there for when I have needed and wanted something!

Been there for when I have needed and wanted something! Reviewed on: 25th April 2026

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