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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,664 reviews, last reviewed 10th May 2026
2437350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very responsive and reminding. Very responsive and reminding. PayPal credit allows u spread all of your payments into plans that suits your style of transactions. Reviewed on: 10th May 2026
Sev's avatar
Sev

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103664)

My experience has always been very easy and straight...

5
My experience has always been very easy and straight forward. Never had any issues Reviewed on: 21st May 2024
Chloe w's avatar
Chloe w

It’s a great online shopping experience

5
It’s a great online shopping experience Reviewed on: 21st May 2024
Alex C's avatar
Alex C

It’s been an amazing experience which is why I am st...

5
It’s been an amazing experience which is why I am still a loyal member because of the exceptional services. Reviewed on: 21st May 2024
Samson O's avatar
Samson O

I think PayPal is great,very convenient and easy to...

5
I think PayPal is great,very convenient and easy to use. Reviewed on: 21st May 2024
Peter S's avatar
Peter S

Fantastic introductory offer and great experience

5
Fantastic introductory offer and great experience Reviewed on: 21st May 2024
Kaz T's avatar
Kaz T

PayPal works for me every time.

5
PayPal works for me every time.Using it means I'm more flexible and I can pay back every week until its clear. It's a brilliant way of shopping Reviewed on: 21st May 2024
Marion yildiz 's avatar
Marion yildiz

Everytime i need to buy something more expensive i u...

5
Everytime i need to buy something more expensive i use paypal credit because it really helps me to save more money monthly when i have loads of bills to pay!! Reviewed on: 21st May 2024
Ana M's avatar
Ana M

They are very good and helpful, when you call custo...

5
They are very good and helpful, when you call customer service Reviewed on: 21st May 2024
Evelyn Aduhene 's avatar
Evelyn Aduhene

My new preferred method of payment.

5
No interest if you pay balance in full within a set period. Much cheaper than credit cards. Easy to set up direct debits for regular payments. Easy, secure way to pay for goods online. This is now my chosen method of payment for most things to avoid hefty bank interest charges. Reviewed on: 21st May 2024
Debs B's avatar
Debs B

I’ve used PayPal for a number of small transactions...

5
I’ve used PayPal for a number of small transactions spreading the payments over three months really helps the cash flow Reviewed on: 21st May 2024
Robbie J's avatar
Robbie J

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