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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181062 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181062)

So far I have had a positive experience with PayPal.

So far I have had a positive experience with PayPal. They were very quick to refund my money when I cancelled an airline ticket. Reviewed on: 25th April 2026

Useful and convenient payment flexibility.

I have found PayPal Credit very useful when I need extra flexibility with larger purchases. It gives me more control over my spending and helps me spread the cost in a manageable way, especially when unexpected expenses come up. The application and checkout process were simple, and I like that everything is linked to my PayPal account, so it is easy to keep track of payments. I would still advise people to use it responsibly and make sure repayments are planned properly, but overall my experience has been positive and convenient. Reviewed on: 25th April 2026

Excellent

Very good experience with PayPal credit. Excellent rate and easy to pay for transactions. Reviewed on: 25th April 2026

I like the PayPal credit option, it's very useful

I like the PayPal credit option, it's very useful Reviewed on: 25th April 2026

Great place to be able to buy goods without any worr...

Great place to be able to buy goods without any worry about who has your account details, Reviewed on: 25th April 2026

Im really happy with the options in which I can spli...

Im really happy with the options in which I can split payment Reviewed on: 25th April 2026

Privacy and security

I use PayPal for the well-known customer protection and unauthorised payments. Reviewed on: 25th April 2026

its very good, its helped a lot.

its very good, its helped a lot. Reviewed on: 25th April 2026

Convenient but pricey

Easy to use and helpful for spreading payments, but interest can be high if not paid off quickly. Reviewed on: 25th April 2026

Pay in 3, interest free credit over 3 years, what's...

Pay in 3, interest free credit over 3 years, what's not to like! Reviewed on: 25th April 2026

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