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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,758 reviews, last reviewed 10th May 2026
2441950% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quality service. Quality service. Always clear what you are spending and repayments Reviewed on: 10th May 2026
Nicholas C's avatar
Nicholas C

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103758)

I have always loved using PayPal as I know I have pr...

5
I have always loved using PayPal as I know I have protection when paying for items online. I have used it for years and have always found the customer service with PayPal phenomenal. They go out of their way to help you even with the smallest of issues. I also love the option for the PayPal pay in three service which I use frequently, PayPal credit is also amazing as you get the option of interest free credit if paid in time. Couldn’t recommend PayPal enough. Reviewed on: 21st May 2024
Kelly F's avatar
Kelly F

An easy way to spread the cost of your purchases

5
It's very easy to use and understand, hassle-free. Reviewed on: 21st May 2024
A O's avatar
A O

More can improve!

3
More can improve!! Customer service can be improved Reviewed on: 21st May 2024
MR LI's avatar
MR LI

Quick and easy

5
Any issues involving an online sale that has had an issue with has always been dealt with swiftly and in a professional manner. Reviewed on: 21st May 2024
Barry D's avatar
Barry D

Great service, I love PayPal for the ease

5
PayPal has been advertising and sending me emails for quite some time. I had been using pay in 3 for a number services and had been often exceeding 200-300 GBP purchases and decided this was a better way to actually improve my credit. I’ve been exceptionally happy with the service - I like that I can pay in 3 without enduring charges but can actually also increase my purchasing limits later! Reviewed on: 21st May 2024
Richard M's avatar
Richard M

PayPal is amazing helps me so much.

5
PayPal is amazing helps me so much. Always using it for payments. Reviewed on: 21st May 2024
Stephen s's avatar
Stephen s

I feel confident that I can buy anything that I want...

5
I feel confident that I can buy anything that I want with PayPal credit while I don’t have enough in my bank account Reviewed on: 21st May 2024
Helen A's avatar
Helen A

Use PayPal for piece of mind !!!

5
PayPal is easy to use and more than that it is far safer to pay this way. I use PayPal most of the time for piece of mind Reviewed on: 21st May 2024
Pauline F's avatar
Pauline F

Best payment platform

5
The Best payment platform. feels safe with all of its security measures. Reviewed on: 21st May 2024
mala karlberg's avatar
mala karlberg

Recent PayPal credit customer

5
I have only recently started using PayPal credit and having the flexibility of 4 months interest free on purchases over £99 has been great. This allows me to spread the cost of more expensive items over a longer period of time than my current credit cards. Reviewed on: 21st May 2024
Jacqueline B's avatar
Jacqueline B

Review PayPal: PayPal Credit now

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