Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103800 reviews)

View other PayPal products

4.90

Based on 103,800 reviews, last reviewed 10th May 2026

2443800% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Easy to use while checking out and interest free for 4 months is really helpful. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103800)

Every facet of PayPal is brilliant

Every facet of using PayPal and it's services are world class, easy to use, brilliant service and functionality is so simple. Reviewed on: 21st May 2024

Easy to use and very handy great back up if you are...

Easy to use and very handy great back up if you are short 1 month or have an unexpected bill Reviewed on: 21st May 2024

Rainy Days

I've had PayPal for over a decade, when PayPal credit came out I was eager to give it a try to help purchase a new computer. Since then it's become an emergency 'rainy day' kind of fund, helping out on purchases between paychecks. Excellent service. Reviewed on: 21st May 2024

Easy to use, clear T&Cs, good promotional incentive...

Easy to use, clear T&Cs, good promotional incentive to use Reviewed on: 21st May 2024

Had no problem with site the only thing that should...

Had no problem with site the only thing that should be made easier is accessing is applying to get your PayPal credit limit increased easier Reviewed on: 21st May 2024

Amazing!

Amazing! Easy to use, secure and safe. Reviewed on: 21st May 2024

Overall I had good experience, easy and quick process.

Overall I had good experience, easy and quick process. Reviewed on: 21st May 2024

Always available and helpful when needed.

Always available and helpful when needed. Reviewed on: 21st May 2024

It is always amazing to use PayPal as payment option.

It is always amazing to use PayPal as payment option. Reviewed on: 21st May 2024

Quick, easy, reliable.

Quick, easy, reliable. Couldn’t ask for more! Reviewed on: 21st May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49055 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub