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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181063 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181063)

Safe and quick feedback

Safe and quick good service easy to use and access information Reviewed on: 25th April 2026

PayPal has been really handy getting things that are...

PayPal has been really handy getting things that are expensive to pay put in one go Reviewed on: 25th April 2026

Best online payment platform ever!

The app and website are both so easy to use! The processes for finding bank statements, how to pay for items, set up a direct debit etc. are all so easy! As someone who has autism and ADHD I find it really easy to understand how to find things and when I sign up to credit agreements it's really easy to understand as everything is broken down into simple explanations. My favourite feature is the 4 months 0% interest on big purchases. It gives me a great sense of relief knowing I have time to pay things off without paying interest. Reviewed on: 25th April 2026

Used if 17 years .

I’ve been using PayPal for 17 years .i find it very user friendly , safe and secure. Not to measure the offers the give. Reviewed on: 25th April 2026

You have peace of mind, when you pay through PayPal

When you purchase through PayPal you have peace of mind .. knowing if some sellers try & rip you off .. or send you a totally different item .. they become a arbitrator .. & can refund your payment in full .. Reviewed on: 25th April 2026

Good service

Good. Excellent service. Affordable payment Reviewed on: 25th April 2026

I get value for my money

I use PayPal services all the time for buying 2nd hand stuff, direct debits, pay-in-3, etc. The fees sometimes a bit high but they give valuable service for the money. PayPal also helped me when I received a product from a private seller with a major damage on it that the seller "forgot" to mention... Reviewed on: 25th April 2026

Very reliable and the app is easy to use

Very reliable and the app is easy to use Reviewed on: 25th April 2026

Great experience and great service

Great experience and great service Reviewed on: 25th April 2026

Perfectly Great

No issues.. No problems. Great Plus Reviewed on: 25th April 2026

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