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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103825 reviews)

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4.90

Based on 103,825 reviews, last reviewed 10th May 2026

2444850% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is a good alternative to a credit card... Paypal credit is a good alternative to a credit card and it's even easier to set up making payments in advance Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103825)

PayPal credit have really helped out when needing a...

PayPal credit have really helped out when needing a quick purchase Reviewed on: 21st May 2024

Convenience and simple, love it.

Convenience and simple, love it. Reviewed on: 21st May 2024

Hassle free

PayPal is easy and hassle free and very safe way to make payments Reviewed on: 21st May 2024

Very useful and easy to use system

It is always very easy to complete transactions and the four months interest free is brilliant as it helps spread the cost of an item that you can’t afford to pay for outright. Reviewed on: 21st May 2024

Very useful

Very easy to use, convenient handy and very useful system Reviewed on: 21st May 2024

Very very easy and helpful! Highly recommended!!!!!

Very very easy and helpful!! Highly recommended!!!! Reviewed on: 21st May 2024

Easy app.

Easy app. The only issue is making payments to clear balances. This takes a few days to be processed and does not show on bank statements as pending. Reviewed on: 21st May 2024

PayPal is very wasy to use and secure.

PayPal is very wasy to use and secure. Also available in a lot of places I like to shop Reviewed on: 21st May 2024

Great experience

Great experience easy to use, easy to pay, very simple can set up DD easy and loads of websites take PayPal so it’s very good Reviewed on: 21st May 2024

I financed a MacBook from Apple.

I financed a MacBook from Apple. By using PayPal finance option, payments are quick and efficient and any queries I need to make are answered with quick response times. I was apprehensive at first to use pay pal credit as I’ve never used my normal pay pal account, but looking back I’m so glad I made the decision! Totally recommend Reviewed on: 21st May 2024

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