Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181064)

Easy to use and navigate .

5
Easy to use and navigate . Great payment options. Reviewed on: 25th April 2026

The top trusted online platform for purchasing.

5
Ive been with PayPal for about 16 years. Never ever a bad experience and a very trusted online purchase platform. Reviewed on: 25th April 2026

Great service all round and good service

5
Great service all round and good service Reviewed on: 25th April 2026

One of the best on the market *****

5
One of the best on the market ***** Reviewed on: 25th April 2026

Very safe payment method, easy to use

5
Very safe payment method, easy to use Reviewed on: 25th April 2026

Easy to use payment method app is very good

5
Easy to use payment method app is very good Reviewed on: 25th April 2026

Game-changer for online shopping.

5
PayPal has been a game-changer for online shopping. The biggest thing for me is not having to enter my card details on every new website — I just log in and pay in a couple of clicks. It feels much safer knowing my financial info isn't being handed over to sites I've never used before. Checkout is super fast, it works on pretty much every major retailer, and I've never had any issues with payments going through. The app is clean and easy to use too, so tracking spending is straightforward. Definitely recommend it to anyone who shops online regularly — it just makes the whole experience quicker and more secure Reviewed on: 25th April 2026

Best, safest and most convenient payment option by far

5
PayPal has always been available on most my buying platforms and use it regularly. It adds peace of mind knowing you have that extra safety layer. Reviewed on: 25th April 2026

Easy safe and secure

5
I find it is easy to use and I prefer to use it rather than putting in bank info etc. it makes check out easy and safe and it helps with peace of mind. Reviewed on: 25th April 2026

Honest and reliable u know where u stand

5
Honest and reliable u know where u stand Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101235 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products