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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103851 reviews)

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4.90

Based on 103,851 reviews, last reviewed 11th May 2026

2446000% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It was easy to set up and use. It was easy to set up and use. It’s easy to make extra payments and set up a direct debit for repayments. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103851)

I found it useful when paying for expensive items an...

I found it useful when paying for expensive items and paying online it makes it more manageable Reviewed on: 21st May 2024

Direct debit difficult to set up

Direct debit difficult to set up Reviewed on: 21st May 2024

Brilliant

Very easy to use and to see all in one place Reviewed on: 21st May 2024

Reliable transactional platform.

PayPal have been able to resolved all issues at market places urgently and with great discretion. It provides a flexible way for me to make my payments. It is reliable and safe. Reviewed on: 21st May 2024

paypal helps me stay on ttop of my expences, split b...

paypal helps me stay on ttop of my expences, split big bills, makes it easier Reviewed on: 21st May 2024

Buy my mobile phone and paid many months later.

Buy my mobile phone and paid many months later. Reviewed on: 21st May 2024

A trusted way to buy products

I have it a trusted way to buy products through the internet, whilst providing good options on payment options. It’s my go to method over a credit card. Reviewed on: 21st May 2024

Very good service

I have used PayPal credit for a while now and find it really handy when i want to spread out the cost of something. It is really easy to use and keep track of payments. Reviewed on: 21st May 2024

Easy job

Easy to set up payment, often use the 3 or 4 month interest free purchase which super helpful. Same as transfer money it’s simple and easy Reviewed on: 21st May 2024

It's good but, you charged too much on credit card .

It's good but, you charged too much on credit card . Reviewed on: 21st May 2024

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