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PayPal: PayPal Credit reviews

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4.90
Based on 103,874 reviews, last reviewed 11th May 2026
2447100% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal helped me to pay for some much stuff when I n... Paypal helped me to pay for some much stuff when I needed it ASAP, one of the best helps i’ve had it was when my grandfather dies and I had to by quic... Read more Reviewed on: 11th May 2026
Viktorija R's avatar
Viktorija R

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103874)

I really appreciate how simple it was to apply for P...

4
I really appreciate how simple it was to apply for PayPal credit through my PayPal account. In my opinion, PayPal credit in 2024 is just as popular a consumer payment option as is Visa and MasterCard and I think that this is a wonderful thing!! Reviewed on: 21st May 2024
Lesley S's avatar
Lesley S

Great for getting started with credit

5
Offer great flexibility on payments - always good deals for 0% apr which is a massive help as a young person not earning much. Helping me get used to using credit without too much pressure or stress. Also offer a perfect amount of credit for someone like myself - a younger adult(20) getting into the adult world needing to get things for my home - offers an easier and less stressful solution. Reviewed on: 21st May 2024
Joe 's avatar
Joe

Very reliable, fast service.

5
Very reliable, fast service. Paypal credit offers 0% interest on payments for up to 3 months on the vast majority of retailers. The app is very fast and efficient and all cost and spending is transparent Reviewed on: 21st May 2024
Alex R's avatar
Alex R

PayPal is very easy and straightforward too use.

5
PayPal is very easy and straightforward too use. Very happy Reviewed on: 21st May 2024
Big al's avatar
Big al

I love use PayPal Credit for bigger purchase special...

5
I love use PayPal Credit for bigger purchase specially for home electric good or furniture. Is the best payment method on eBay for fast and secure payment. Also app is great you can change amount for pay and even you have more money you can pay straight for cover your credit Reviewed on: 21st May 2024
Bartosz S's avatar
Bartosz S

PayPal credit is simple to use when shopping online

5
PayPal credit is easy to use with it's tight integrations with online stores. It offers me flexible options when making small or large purchases. I've never had any issues and am a happy customer. Reviewed on: 21st May 2024
Michael Seddon's avatar
Michael Seddon

It’s honestly great very helpful especially when you...

5
It’s honestly great very helpful especially when you need to buy some things and can’t pay all of it all in one goal Reviewed on: 21st May 2024
Staci 's avatar
Staci

Excellent service

5
Excellent service , fast transaction Reviewed on: 21st May 2024
MARJAN B's avatar
MARJAN B

Great way to pay

5
It is easy to pay and receive money, also if a problem they provided a good customer service to help. Reviewed on: 21st May 2024
Anne S's avatar
Anne S

PayPal credit !

5
PayPal BNPL really helped me when I needed to purchase items for my new home, as it allowed me to take control over how much I could pay monthly , benefits are interest free months , however I paid monthly whatever was affordable and cleared my balance off! Reviewed on: 21st May 2024
Naz's avatar
Naz

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