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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181065 reviews)

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4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181065)

Honest and reliable u know where u stand

Honest and reliable u know where u stand Reviewed on: 25th April 2026

find it difficult to get in touch if you have a...

Just find it difficult to get in touch if you have an issue Reviewed on: 25th April 2026

Perfect, never problematic.

Perfect, never problematic. Always helpful. Reviewed on: 25th April 2026

Good rates of APR and ways to pay.

Good rates of APR and ways to pay. Reviewed on: 25th April 2026

Very good app.

Very good app. Good service and instant credit. Reviewed on: 25th April 2026

Excellent facility to use

Very easy to use and no concerns at all Reviewed on: 25th April 2026

Helpful way to manage spending

Easy to use, can see balance. One improvement woyld be to see how much per month needed to clear before interest applied and what will be Reviewed on: 25th April 2026

Seamless transactions, easy to follow setup integrat...

Seamless transactions, easy to follow setup integrated into a great application. Onlyne prchases over £99 have 4 month 0 percent interest wich is my default for buying anything at this point. A word of advice be careful with multiple purchases as when you paying them off sometimes it's difficult to pay into the first purchase and you can run out of the 4 months promotional offer. Reviewed on: 25th April 2026

Excellent service and product

Excellent service and financial products; nothing to fault. Reviewed on: 25th April 2026

PayPal Review

Reliable & safe for all transactions, the pay in 3 & PayPal credit are useful additions . Reviewed on: 25th April 2026

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