Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181066 reviews)

View other PayPal products

4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181066)

PayPal Review

Reliable & safe for all transactions, the pay in 3 & PayPal credit are useful additions . Reviewed on: 25th April 2026

My easy and affordable way to pay.

I use paypal pay in 3, also paypal credit most of the time. I am at my most comfortable whilst using paypal. Would highly recommend others to do so. The options are easy to use and payments are managable. Reviewed on: 25th April 2026

I am so happy with paypal, It's easy relible

I am so happy with paypal, It's easy relible Reviewed on: 25th April 2026

Always available when needed .

Always available when needed . Excellent terms of repayments. Reviewed on: 25th April 2026

Since I’ve been with PayPal they always been there t...

Since I’ve been with PayPal they always been there to ease purchases Reviewed on: 25th April 2026

Easy to pay, several ways to pay, website easy to fo...

Easy to pay, several ways to pay, website easy to follow Reviewed on: 25th April 2026

Great platform, easy and reliable.

Great platform, easy and reliable. Reviewed on: 25th April 2026

Paypal credit is not straight forward and just gener...

Paypal credit is not straight forward and just general payments to paypal are not in real time when money comes out of your bank account Reviewed on: 25th April 2026

I love there ways to pay.

I love there ways to pay. I thunk the introduction off both the PayPal credit and debit card is fantastic as it gives you even more freedom to use where and when you want to. Reviewed on: 25th April 2026

PayPal is wonderful.

PayPal is wonderful. Their customer service is top notch. Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101235 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub