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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,888 reviews, last reviewed 11th May 2026
2447750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit Simple, easy to use, flexible in everything, solves all questions clearly and concisely. Reviewed on: 11th May 2026
LINH NGUYEN's avatar
LINH NGUYEN

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103888)

It’s honestly great very helpful especially when you...

5
It’s honestly great very helpful especially when you need to buy some things and can’t pay all of it all in one goal Reviewed on: 21st May 2024
Staci 's avatar
Staci

Excellent service

5
Excellent service , fast transaction Reviewed on: 21st May 2024
MARJAN B's avatar
MARJAN B

Great way to pay

5
It is easy to pay and receive money, also if a problem they provided a good customer service to help. Reviewed on: 21st May 2024
Anne S's avatar
Anne S

PayPal credit !

5
PayPal BNPL really helped me when I needed to purchase items for my new home, as it allowed me to take control over how much I could pay monthly , benefits are interest free months , however I paid monthly whatever was affordable and cleared my balance off! Reviewed on: 21st May 2024
Naz's avatar
Naz

easy to use, protect your money, recieved email per...

5
easy to use, protect your money, recieved email per transaction Reviewed on: 21st May 2024
Rez R's avatar
Rez R

It allows you to make a purchase to pay for it in th...

5
It allows you to make a purchase to pay for it in the short term, it is a good help, thank you very much and 100% recommended Reviewed on: 21st May 2024
Jose F's avatar
Jose F

Great finance options and easy to manage using the app.

5
Great finance options and easy to manage using the app. Widely accepted. Reviewed on: 21st May 2024
Ollie's avatar
Ollie

I found it useful when paying for expensive items an...

5
I found it useful when paying for expensive items and paying online it makes it more manageable Reviewed on: 21st May 2024
Riaz F's avatar
Riaz F

Direct debit difficult to set up

4
Direct debit difficult to set up Reviewed on: 21st May 2024
Andrew T's avatar
Andrew T

Brilliant

5
Very easy to use and to see all in one place Reviewed on: 21st May 2024
Marika 's avatar
Marika

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