Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181066 reviews)

View other PayPal products

4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181066)

Easy to use

Easy to use with multiple option for purchases Reviewed on: 25th April 2026

feel safe using the service

Does what it’s supposed to and feel safe using the service Reviewed on: 25th April 2026

Best is none other than PayPay.

It is good to know that there are real good, genuine people behind PayPay. People who are available 24hours for their clientele. Reviewed on: 25th April 2026

They give good financial options if you can’t afford...

They give good financial options if you can’t afford to pay for things in full which makes you feel at ease Reviewed on: 25th April 2026

PayPal the best

Very easy to use with the option of spreading the cost Reviewed on: 25th April 2026

Safe & reliable

Always felt safe and secure using PayPal and really appreciate the different ways to pay without extra charges Reviewed on: 25th April 2026

Overall great, ive been greatful for the help this a...

Overall great, ive been greatful for the help this app has given me and there’s no stress paying what I’ve borrowed back. Reviewed on: 25th April 2026

Love it's accessibility and different ways to pay

Love it's accessibility and different ways to pay Reviewed on: 25th April 2026

PayPal Refund. No hassle

I received a full refund from PayPal for a coat that never arrived. No hassle. Explain my case and they fully understood.. The A+ Reviewed on: 25th April 2026

Good service and quick response to all questions

Good service and quick response to all questions Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101235 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub