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PayPal: PayPal Credit reviews

4.90
Based on 104,244 reviews, last reviewed 11th May 2026
2464300% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had a good experience when I did have a dispu... I have had a good experience when I did have a dispute it was sorted out quickly. Reviewed on: 11th May 2026
Balwinder k's avatar
Balwinder k

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104244)

Great flexible way to purchase items

5
Great flexible way to purchase items Reviewed on: 22nd May 2024

Easy to use and u can spread out payments

5
Easy to use and u can spread out payments Reviewed on: 22nd May 2024

Efficiency and easy to use.

5
Efficiency and easy to use. Works for me just perfect Reviewed on: 22nd May 2024

0% over 4 months is a winner!

5
I have used 0% over 4 months so many times I have lost count. It’s excellent for those expensive purchases that you don’t want to pay all at once. Reviewed on: 22nd May 2024

Fantastic

5
I had an amazing experience with this company! The customer service was top-notch, and the product exceeded my expectations. I highly recommend them to anyone looking for quality products and excellent service Reviewed on: 22nd May 2024

Nationwide and abroad works very well.

5
Nationwide and abroad works very well. Instant credit, easy to use. Reviewed on: 22nd May 2024

Good experience so far

5
Haven’t had any bad experiences so far. Super handy to use. Reviewed on: 22nd May 2024

Easy way to spread costs with zero percent interest.

5
Easy way to spread costs with zero percent interest. It is so easy to use. The app is working well. Reviewed on: 22nd May 2024

PayPal credit is brilliant ...

5
PayPal credit is a great service, I highly recommend it. It has helped me make the purchases I need and the 0% over 4 months is fantastic. The app is really good and very easy to use to make repayments and view your balance and you can also view your statements. Also purchasing goods via PayPal is very safe and secure. Reviewed on: 22nd May 2024

easy to apply and good for some fings to buy

5
easy ,and nice,good for somes shopings Reviewed on: 22nd May 2024

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