Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181069 reviews)

View other PayPal products

4.73

Based on 181,068 reviews, last reviewed 28th Jul 2026

136% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181069)

Use it now and again, very good.

Use it now and again, very good. Reviewed on: 25th April 2026

Very good easy to use got my card on time easy to ma...

Very good easy to use got my card on time easy to make repayment and I like the rewards Reviewed on: 25th April 2026

My experience since using it has been fantastic I us...

My experience since using it has been fantastic I usually by my flights and any upgrades works great for me Reviewed on: 25th April 2026

Excellent and sure .

Excellent and sure . I fell very sure when I use it Reviewed on: 25th April 2026

Overall, PayPal Credit has been a reliable and helpf...

Overall, PayPal Credit has been a reliable and helpful financial tool for me, and I’d definitely recommend it to anyone looking for a flexible way to manage purchases. Reviewed on: 25th April 2026

Always helpful and transparent.

Always helpful and transparent. Great payment options. Good communication. Highly recommend! Reviewed on: 25th April 2026

In my experience, the people who use ebay are very r...

In my experience, the people who use ebay are very reliable. However, from time to time you come across a problem like a lost or faulty item and in those cases I know from past experience that I can trust ebay to protect me. Reviewed on: 25th April 2026

My experience has been amazing so far.

My experience has been amazing so far. Reviewed on: 25th April 2026

Fantastic service.

Fantastic service. has helped me out a lot, having credit, when very much needed Reviewed on: 25th April 2026

Paypall was there when I needed it and it was easy t...

Paypall was there when I needed it and it was easy to set up account Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101238 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub